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1215 College Blvd, Harlan, IA, 51537

3beds
2baths
1,436sqft
$220,000
$153price/sqft
$1,676/moest. monthly cost
$67,040/yrincome needed

About This Home

It is the white picket fence home that everyone wishes was theirs. This cottage-style 3 bedroom, 2 bath home has great character. The totally redone home features an open floor plan w/ cozy brick, gas fireplace. The kitchen has new cabinets, top-grade appliances & solid surface counter top. The master bedroom on the main floor has sliding doors out to the private, large composite deck. The laundry room is on the main level in the center of the home and has a new washer dryer set which are included All flooring is less than 1 yr. old. There is a tuck-under garage & good back parking for extra cars, boats or campers. The roof, furnace, central air, plumbing, and electrical were all new in 2024. You can sit back in your easy chair & relax if you buy this home as it is move-in ready.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1931

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s),Other
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,436

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 833245009030
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Porch
  • Exterior features: Other

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: .13

Parking

  • Parking features: Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$237$2,844
Property Taxes $206$2,472
Electricity $121$1,452
Total$1,676$20,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,462/yr
40% on housing$50,280/yr
45% on housing$44,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 51537$151
Shelby County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 51537
Shelby County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$243,000
2026-03-04Price change$249,500
2026-02-01Price change$254,500
2026-01-12Listed for sale$259,500
2025-03-06Sold$230,000
2025-01-27Pending sale$230,000
2025-01-16Listed for sale$230,000
2024-01-22Sold$64,000
2020-09-19Sold$40,000
2020-08-18Pending sale$59,900
2020-06-30Price change$59,900
2020-06-01Price change$69,900
2020-05-26Price change$72,500
2020-05-22Listed for sale$89,900

For Sale by Agent

AgentVickie Errett
BrokerageUnited Country Loess Hills Realty & Auction

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