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1515 Linda Ln, Harlan, IA, 51537

3beds
2baths
1,434sqft
$169,000
$118price/sqft
$1,340/moest. monthly cost
$53,600/yrincome needed

About This Home

This ranch home sits in a quiet cul-de-sac offering 3 bedrooms, 1.5 bathrooms, 1 car garage with many updates and offers room for its next owner to make their own improvements to build equity in this beautiful home. The original hardwood floors on the main level are in great shape. List of updated items: tankless water heater (2024), furnace (2024), AC (2023), most windows (2025), refrigerator & dishwasher (2025), washer and dryer (2024), kitchen and main bedroom updates (2026), bathroom (2022). The shower and sink in the basement work, the toilet was removed.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,434 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 833248000090
  • Zoning: Residential-Single Family

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 0.190 acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$182$2,184
Property Taxes $183$2,196
Electricity $121$1,452
Total$1,340$16,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,942/yr
40% on housing$40,200/yr
45% on housing$35,733/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 51537$154
Shelby County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 51537
Shelby County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$169,000
2026-07-15Price change$174,000
2026-06-30Listed for sale$179,000
2022-11-04Sold$95,000
2022-09-28Pending sale$109,000
2022-09-22Price change$109,000
2022-08-30Listed for sale$119,000

For Sale by Agent

AgentKevin Osborn
BrokerageOsborn Realty

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