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1690 290th St, Rock Valley, IA, 51247

5beds
2baths
4,260sqft
$550,000
$129price/sqft
$3,905/moest. monthly cost
$156,200/yrincome needed

About This Home

NEW LOWER PRICE!! Beautiful home, nestled in a stand of mature trees, including an apple orchard. Acreages like this are hard to find. Well maintained property includes sheds and shop area, rental income from included mobile home on property, and over five acres give you ample room for hobby of your choice. Main floor of the home has 2,130 square feet, and includes 2 fireplaces, 2 living rooms, large dining area, kitchen with high end cabinetry, main bedroom with attached bathroom, laundry room, large enclosed porch, gazebo, and beautiful deck system. The fully finished basement has a second kitchen/dining area, living area, and four bedrooms. This home really has to be seen to appreciate the aesthetics it offers. For those wanting steel shed storage and shop areas this acreage comes with a 48 x 40 shed and 17 x 40 shop, with heat and concrete floors. Located close to Fairview, SD, this home lies in an especially scenic area of Sioux County, IA!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
8/10
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 2,130
  • Finished area above ground: 2,130

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 4,260
  • Total interior livable area: 4,260 sqft

Property

Details

  • Parcel number: 0112476005

Lot

  • Lot size: 5.20 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$331$3,972
Property Taxes $476$5,712
Electricity $317$3,813
Total$3,905$46,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,885/yr
40% on housing$117,150/yr
45% on housing$104,133/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 51247$149
Sioux County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 51247
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Price change$625,000
2025-08-26Price change$669,900
2025-06-20Price change$669,009
2025-05-21Listed for sale$699,000
2025-04-09Listing removed$699,000
2025-02-14Price change$699,000
2024-10-08Listed for sale$747,000

For Sale by Agent

AgentPatricia J Hilt
BrokerageHilt Real Estate Inc

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