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1024 Avenue M, Hawarden, IA, 51023

4beds
2baths
444sqft
$170,000
$383price/sqft
$1,306/moest. monthly cost
$52,240/yrincome needed

About This Home

Spacious 2,222 sf home located in Hawarden, IA, offering 4 bedrooms with the possibility of a fifth. This stately two-story home is filled with original character, including beautiful woodwork, hardwood floors, built-in cabinetry, decorative columns and a classic staircase. The main level features generously sized living areas, a functional kitchen and plenty of space for gathering and entertaining. Outside, the home offers a large covered front porch, mature trees, a large yard, and a detached garage. Located on a corner lot, close to health facilities. Put your own personality into cosmetic updates and this property would make a wonderful family home for year to come!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
6/10
West Sioux Middle SchoolGrades 6-80.3 mi
6/10
West Sioux High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1909

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Area: 2222

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 222

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,444
  • Total interior livable area: 444 sqft

Kitchen

  • Features: Pass-Through

Property

Details

  • Parcel number: 1335458001
  • Lease amount: 0

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$111$1,332
Property Taxes $215$2,580
Electricity $121$1,452
Total$1,306$15,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,777/yr
40% on housing$39,180/yr
45% on housing$34,826/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 51023$115
Sioux County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 51023
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$155,000
2026-07-28Listed for sale$170,000
2019-09-06Sold$100,000
2018-12-18Price change$105,000
2018-07-29Price change$110,000
2018-06-14Price change$117,500
2018-04-29Price change$129,900
2017-08-09Price change$139,900
2017-05-31Price change$145,000
2017-02-13Listed for sale$150,000
2010-04-26Sold$87,500

For Sale by Agent

AgentGerad Gradert
BrokerageZomer Company

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