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125 5th St SW, Sioux Center, IA, 51250

2beds
2baths
1,286sqft
$240,000
$187price/sqft
$1,721/moest. monthly cost
$68,840/yrincome needed

About This Home

Welcome home to this beautifully updated 3-bedroom (one non-conforming in the basement), 2-bath home in the heart of Sioux Center! Thoughtfully renovated just four years ago and featuring a newly finished basement, this home offers the perfect blend of modern style and cozy comfort. Whether you're buying your first home or simply looking for a place with room to grow, you'll love the functional layout, bright living spaces, and move-in-ready feel. Ideally located near Sioux Center's schools, churches, and parks, this home offers the convenience of being close to many of the community's most valued amenities. Enjoy easy access to recreation, community events, and everyday activities while still having a comfortable place to call home. With its recent updates, flexible living space, and excellent location, this home is ready for its next owner to move in and enjoy. (Listing agent is also the seller)

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Kinsey Elementary SchoolGrades K-30.5 mi
6/10
4/10
Sioux Center High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned

Basement

  • Has basement: Yes
  • Basement: Block,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Luxury Vinyl
  • Finished area below ground: 582
  • Finished area above ground: 704

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 1,286
  • Total interior livable area: 1,286 sqft

Property

Details

  • Parcel number: 191671605477004
  • Exclusions: Mirror hanging on the wall by the front Door

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3,920 sqft
  • Features: Landscaped,Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$150$1,800
Property Taxes $237$2,844
Electricity $121$1,452
Total$1,721$20,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,005/yr
40% on housing$51,630/yr
45% on housing$45,893/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 51250$188
Sioux County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 51250
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$240,000
2026-06-22Listed for sale$240,000
2024-09-16Sold$223,000
2024-08-16Pending sale$230,000
2024-08-08Listed for sale$230,000
2021-09-24Sold$165,000
2021-08-24Pending sale$165,000
2008-09-02Sold$65,000
2008-05-23Sold$55,000

For Sale by Agent

AgentTyrell Hulshof
BrokerageReal Broker, LLC

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