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315 2nd St NW, Orange City, IA, 51041

3beds
2baths
2,012sqft
$282,000
$140price/sqft
$2,048/moest. monthly cost
$81,920/yrincome needed

About This Home

Completely remodeled and move-in ready, this 3-bedroom, 2-bath ranch offers 1,292 square feet of beautifully updated living space with the added bonus of both an attached garage and a detached garage, providing plenty of room for vehicles, hobbies, or extra storage. Inside, you'll appreciate the fresh, modern feel with new tile flooring, new carpet, fresh paint, updated texture, and new recessed can lighting throughout. The functional floor plan offers generous storage, including custom closet organizers and a spacious primary walk-in closet. Both bathrooms have been tastefully updated, featuring a beautifully tiled shower and stylish finishes. The lower level provides additional living potential with egress windows and the peace of mind of a radon mitigation system installed in 2025. Major mechanical updates include a new furnace, making this home as comfortable as it is attractive. Step outside to enjoy the many exterior improvements, including new shingles (2026), a new front deck (2024), updated landscaping, an underground sprinkler system, and a patio added in 2018—perfect for entertaining or enjoying your outdoor space. With quality updates throughout, exceptional storage, this home is truly move-in ready.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
7/10
8/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Rented
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Master WI Closet,New Bath
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 720
  • Finished area above ground: 1,292

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,012
  • Total interior livable area: 2,012 sqft

Property

Details

  • Parcel number: 191671732254009
  • Zoning: Res
  • Zoning description: Res
  • Exclusions: Speed queen,will replace washer

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Features: Lawn Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$183$2,196
Property Taxes $290$3,480
Electricity $150$1,801
Total$2,048$24,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,217/yr
40% on housing$61,440/yr
45% on housing$54,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 51041$171
Sioux County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 51041
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$282,000
2026-08-01Listed for sale$282,000
2014-05-29Sold$115,000
2007-06-04Sold$104,500

For Sale by Agent

AgentTaylor Decker
BrokerageNorthwest Realty

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