504 Fir St, Hospers, IA, 51238
About This Home
This well-maintained ranch home is ready to welcome its new owners! Step inside to a spacious kitchen with all appliances included, open to the dining area featuring ample storage. The inviting living room offers plenty of space for relaxing or entertaining guests and includes an additional closet for extra storage. The main floor features three comfortable bedrooms with generous closet space, a full bathroom, and convenient main-floor laundry, currently located in one of the bedrooms. The full basement provides endless possibilities with plenty of space to customize to your needs—whether you're looking for additional living space, a home office, hobby room, or extra storage. A clean storage area is already in place, making organization easy. Outside, you'll appreciate the home's excellent curb appeal, highlighted by a low-maintenance composite front deck and an attached two-stall garage. Located in the quiet community of Hospers and just a short distance from downtown, this home offers small-town living with comfort, convenience, and room to make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Owned
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 600
- Finished area above ground: 1,288
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,888
- Total interior livable area: 1,888 sqft
Property
Details
- Parcel number: 1803486002
Lot
- Lot size: 7,840 sqft
Parking
- Parking features: Attached,Concrete
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,248 | $14,976 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $177 | $2,124 |
| Electricity | $140 | $1,690 |
| Total | $1,721 | $20,652 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $247,000 |
| 2025-07-25 | Sold | $150,000 |
| 2025-06-30 | Pending sale | $160,000 |
| 2025-06-12 | Listed for sale | $160,000 |
| 2025-02-24 | Listing removed | $199,500 |
| 2024-08-26 | Listed for sale | $199,500 |
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