1418 12th St, Rock Valley, IA, 51247
About This Home
This 11/2-story home, located close to downtown Rock Valley was built in 1920 and offers 1,275 square feet with four bedrooms and 1.5 bathrooms. The main floor features a comfortable living room, dining area, kitchen with convenient laundry, a den or office space, and a main-floor bedroom. Upstairs you'll find 3 additional bedrooms and a full bathroom. The unfinished basement provides excellent storage and utility space. Outside, enjoy the spacious 60 x 190 lot along with an 18 x 18 detached garage. Call us today to schedule a showing!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 1,275
Heating & Cooling
- Heating features: Gas
- Cooling features: Central
Interior Area
- Total structure area: 1,275
Property
Details
- Parcel number: 0320478005
- Lease amount: 0
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $164 | $1,968 |
| Electricity | $121 | $1,452 |
| Total | $1,354 | $16,248 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $189,000 |
| 2026-02-17 | Price change | $199,000 |
| 2026-02-09 | Listed for sale | $214,900 |
View on Zillow