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805 Heritage Dr, Rock Valley, IA, 51247

5beds
6baths
5,630sqft
$849,500
$151price/sqft
$6,151/moest. monthly cost
$246,040/yrincome needed

About This Home

Experience exceptional quality, timeless craftsmanship, and breathtaking golf course views in this stunning one-owner home overlooking the 6th hole of the Rock Valley Golf Course. Offering over 3,700 finished square feet above grade on the main and upper levels alone, this impressive residence features 5 bedrooms, 4 full baths, and 2 half baths, providing an abundance of space for both everyday living and entertaining. Designed with quality and comfort in mind, the home showcases custom cabinetry, a chef's kitchen, and spacious living areas filled with natural light. Numerous windows throughout the home capture picturesque views of the golf course and beautifully frame the changing seasons, allowing you to enjoy Iowa's beauty year-round from the comfort of your home. Pride of ownership is evident throughout this meticulously maintained property. The heated garage features a durable epoxy-coated floor, while the professionally manicured lawn and landscaping create outstanding curb appeal. Step outside to the spectacular patio area, where you'll enjoy front-row views of the fairway and unforgettable sunsets. Whether hosting guests, enjoying a quiet morning coffee, or relaxing after a round of golf, this outdoor living space offers the perfect setting. Rarely does a property combine this level of space, craftsmanship, and location. This exceptional home presents a unique opportunity to own one of Rock Valley's premier golf course properties.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
4/10
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stucco Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 2

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(1),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 3,730

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 3,732
  • Total interior livable area: 5,630 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 0329176008
  • Lease amount: 0
  • Special condition: Estate

Features

  • Stories: 2
  • Exterior features: Golf

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,295$51,540
Home Insurance *$512$6,144
Property Taxes $925$11,100
Electricity $419$5,039
Total$6,151$73,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,891/yr
40% on housing$184,530/yr
45% on housing$164,026/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 51247$146
Sioux County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 51247
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$849,500

For Sale by Agent

AgentRyan Zomer
BrokerageZomer Company

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