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820 S 15th Ave, Washington, IA, 52353

6beds
4baths
4,678sqft
$540,000
$115price/sqft
$4,353/moest. monthly cost
$174,120/yrincome needed

About This Home

Spacious ranch-style home on a .41acre lot overlooking the countryside in the East Creek subdivision. So many details with the cherry cabinetry, trey ceilings, & unique architecture! This home is great for entertaining with an open floor plan that includes kitchen counter seating for six, formal & informal dining, a large, screened porch with large, attached deck. The cozy living room overlooks the countryside & has a 3sided fireplace that services the living room, kitchen & informal dining area. The master bedroom & bath are spacious & located separately from the other 3 generously sized bedrooms & full bathroom on the main level. The laundry room & half bath can be found as you enter from the 3 stall garage, perfect for dropping off those dirty gardening clothes! The finished walkout level stretches the imagination with its spaciousness! Enjoy family time in the large great room & show off your competitive skills in the recreation room! The shop/storage area w separate entrance lends itself to your gardening and craftsmen talent. 2 additional bedrooms, bonus room, full bath & dedicated office w French doors finish out the lower level. Shingles replaced in 2014. AC replaced Spring of 2026. Reverse osmosis installed.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
3/10
Washington High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick,Composit,Vinyl,Frame

Other

  • Builder name: McConnell

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Tray Ceiling(s),Entrance Foyer,Primary On Main Level,Breakfast Bar,Pantry
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Other
  • Fireplace: Yes
  • Finished area below ground: 2,120
  • Finished area above ground: 2,558

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,678
  • Total interior livable area: 4,678 sqft

Property

Details

  • Parcel number: 1121112002
  • Zoning: Residentia
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Screened

Lot

  • Lot size: 0.41 Acres
  • Features: Less Than Half Acre,Cul-De-Sac
  • Lot size dimensions: 110.25 x 162.83

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$406$4,872
Property Taxes $869$10,428
Electricity $348$4,187
Total$4,353$52,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,245/yr
40% on housing$130,590/yr
45% on housing$116,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 52353$124
Washington County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 52353$124
Washington County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$540,000
1998-04-08Sold$27,508

For Sale by Agent

AgentKathryn Richardson
BrokerageRE/MAX Affiliates

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