1045 Vine Ave, Riverside, IA, 52327
About This Home
Welcome to space, flexibility, and long-term efficiency at **1045 Vine Ave in Riverside**. This **4-bedroom, 2-bathroom** home sits on **1.21 acres** and offers the room today’s buyers are looking for—inside and out. The main level features a comfortable living area with a **fireplace**, perfect for Iowa winters, plus a bright **sunroom** that adds extra living space and a peaceful place to unwind. The **basement is ready to be finished**, giving you the opportunity to customize additional living space, bedrooms, or recreation areas to fit your family’s needs.Outside is where this property truly stands out. A **new pole building** provides ample storage for vehicles, recreational toys, mowers, snow blowers, or equipment—ideal for hobbyists, contractors, or anyone who needs room to spread out. Located in **Washington County with no zoning restrictions**, this property offers rare flexibility if you’re looking to **run a business, operate equipment, or work from home** without limitations. Efficiency matters, and this home delivers with geothermal heating and cooling**, helping keep utility costs low year-round. If you’re looking for acreage, storage, freedom, and a home that can grow with you—this one checks the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Construction materials: Vinyl,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Concrete,Walk-Out Access,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other,Kitchen Island
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,768
Heating
- Heating features: Geothermal
Interior Area
- Total structure area: 1,768
- Total interior livable area: 1,768 sqft
Property
Details
- Parcel number: 0404200011
- Zoning: Residential
- Special condition: Standard
Features
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 1.21 Acres
- Features: One To Two Acres,Wooded
- Lot size dimensions: Irregular
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $329 | $3,948 |
| Property Taxes | $237 | $2,844 |
| Electricity | $131 | $1,582 |
| Total | $3,022 | $36,264 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $479,900 |
| 2026-04-30 | Price change | $484,900 |
| 2026-04-20 | Price change | $489,900 |
| 2026-04-07 | Price change | $492,500 |
| 2026-03-19 | Price change | $494,900 |
| 2026-02-13 | Price change | $497,500 |
| 2026-01-29 | Listed for sale | $499,900 |
| 2018-04-26 | Sold | $230,000 |
| 2018-03-30 | Pending sale | $230,000 |
| 2017-08-23 | Price change | $230,000 |
| 2017-07-11 | Price change | $235,000 |
| 2017-05-31 | Price change | $225,000 |
| 2017-05-25 | Listed for sale | $230,000 |
| 2013-07-18 | Listing removed | $225,000 |
| 2012-10-18 | Listed for sale | $225,000 |
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