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512 W Broadway St, Decorah, IA, 52101

3beds
3baths
2,490sqft
$779,000
$313price/sqft
$5,589/moest. monthly cost
$223,560/yrincome needed

About This Home

Under contract with a 72-hour clause. Contact your agent for details. A rare opportunity in Decorah's desirable Broadway-Phelps Historic District, this beautifully restored 1893 Queen Anne Victorian offers historic charm, comprehensive restoration, and an exceptional location. Just blocks from downtown Decorah, the Vesterheim Museum, Phelps Park, and biking and walking trails, this home places you in the heart of one of Decorah's most cherished neighborhoods. Meticulously restored by the design/build team of Wadsworth-Johnson, the home showcases outstanding craftsmanship throughout. Original architectural details have been carefully preserved and paired with period-appropriate finishes, creating a seamless blend of historic character and modern comfort. The main living level beautifully captures the character and craftsmanship of the turn of the century. Original pocket doors, restored hardwood floors, and stunning original windows create a sense of warmth and timeless elegance throughout. The home's historic windows have been meticulously restored, preserving their architectural beauty while showcasing the extraordinary craftsmanship of the era. Flooding the rooms with natural light, they serve as both functional features and works of art, offering a level of detail and character rarely found in today's homes. The heart of the home is the beautifully designed cook's kitchen, thoughtfully created for both everyday living and entertaining. Quality finishes, abundant workspace, and careful attention to function make it a space that is as practical as it is inviting. Upstairs, you'll find three spacious bedrooms, including a primary suite with a private ensuite bath. A fourth room offers exceptional flexibility and can serve as a home office, nursery, hobby room, guest space, or multipurpose room. With laundry conveniently located within the space, it easily adapts to a variety of needs and lifestyles. Additional highlights include a detached two-car garage, and two welcoming porches provide the perfect place to relax and enjoy the surroundings. To truly appreciate the remarkable transformation, a photo gallery documenting the home's extensive restoration and renovation is available at: https://tinyurl.com/512-Photos. This is more than a home. It's a thoughtfully restored piece of Decorah history, offering timeless architecture, modern livability, and a location that is truly hard to match.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

9/10
Decorah Middle SchoolGrades 5-80.2 mi
9/10
Decorah High SchoolGrades 9-120.5 mi
7/10

Construction

Condition

  • Year built: 1893

Materials

  • Roof: Wood,Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Built-In Range,Dishwasher,Dryer,Disposal,Refrigerator,Washer,Gas Water Heater
  • Laundry features: 2nd Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Entry,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Solid Surface Counters,Pantry
  • Door features: Pocket Doors
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,490 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 111641200500
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Covered
  • Exterior features: Garden

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped,Corner Lot
  • Lot size dimensions: 93x123

Parking

  • Total spaces: 2
  • Parking features: 2 Stall
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$508$6,096
Property Taxes $957$11,484
Electricity $185$2,228
Total$5,589$67,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,622/yr
40% on housing$167,670/yr
45% on housing$149,040/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 52101$203
Winneshiek County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 52101
Winneshiek County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$779,000
2026-06-10Listing removed--
2026-04-08Listed for sale$865,000
2024-09-20Sold$335,000

For Sale by Agent

AgentSarah Zbornik
BrokerageAJ Realty, Inc

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