




408 Winnebago St, Decorah, IA, 52101
About This Home
A Timeless Masterpiece of Historic Elegance & Modern Luxury! Step into a home where exquisite craftsmanship, historic charm, and refined modern living come together beautifully. Perfectly suited for a busy family or those seeking effortless main-floor living, this meticulously restored 1900s residence offers the rare opportunity to own a piece of history without sacrificing today’s comforts. The heart of the home showcases nationally award-winning craftsmanship with stunning red oak, burr oak, mahogany, and walnut parquet floors recognized for 2026 Best in Historic Restoration by National Wood Floor Association. The luxurious custom kitchen features elegant Kemper cabinetry, Cambria quartz countertops, an induction cooktop built into the island, and high-end Café appliances—creating a space designed for both everyday living and unforgettable entertaining. The private main-floor retreat is a true sanctuary, featuring a spa-inspired tiled walk-in shower, water closet, washer/dryer combo, expansive walk-in wardrobe, and a beautiful clerestory window that fills the room with the warmth of the sunrise. Throughout the main level, original woodwork, a grand staircase, a historic tiled entry, cozy sitting area, and den with original tiled fireplace celebrate the home’s timeless beauty. A thoughtfully designed drop zone off the side porch with a half bath and abundant storage adds modern convenience. The upper level offers four spacious bedrooms with ceiling fans/lights and all-new windows, along with 2 beautifully updated bathrooms that include a walk-in shower, double vanity, laundry hookups, and a relaxing soaking tub. Located just 2½ blocks from downtown, this exceptional home places you within easy walking distance of the Farmers Market, restaurants, boutique shops, grocery store, City Hall, and churches. With maintenance-free siding, updated electrical and plumbing, a detached two-car garage, inviting front porch, and almost every major update already completed, this home offers the perfect blend of historic grandeur and worry-free living. A rare opportunity to own a beautifully preserved treasure—where yesterday’s craftsmanship meets today’s luxury lifestyle. Call your professional Realtor today for your private viewing!
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Roof: Flat,Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Disposal,Microwave,Refrigerator,Washer,Water Softener Owned
- Laundry features: 1st Floor,2nd Floor,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Stone/Rock
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Crown Molding,Solid Surface Counters
- Door features: French Doors,Paneled Doors,Pocket Doors
- Flooring: Hardwood
- Fireplace features: One,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 2,754 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 111647601100
- Zoning: R-3
- Special condition: Standard
Features
- Patio & porch: Porch,Covered
Lot
- Lot size: 6,098 sqft
- Features: Level
- Lot size dimensions: 52 x 119
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,849 | $34,188 |
| Home Insurance * | $367 | $4,404 |
| Property Taxes | $621 | $7,452 |
| Electricity | $205 | $2,465 |
| Total | $4,042 | $48,504 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $563,500 |
| 2024-08-23 | Sold | $241,000 |
| 2024-07-06 | Pending sale | $234,500 |
| 2024-07-04 | Listed for sale | $234,500 |
