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407 W North St, Calmar, IA, 52132

5beds
3baths
3,001sqft
$328,000
$109price/sqft
$2,501/moest. monthly cost
$100,040/yrincome needed

About This Home

Beautiful rambling house on a full acre lot, located on the North side of Calmar. 5 bedroom, 3 bath with large kitchen, living room, dining room, and sitting room with hand carved wood burning fireplace. Main level hardwood oak and maple flooring. Screened back porch overlooking private backyard with mature trees. Front porch, side decks, and a 2 car attached garage. Unfinished basement the entire length of house. House located directly across the street from the 20 mile long Prairie Farmer Recreational Trail. Original 1880 farmhouse completely renovated and then added onto in 2003.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
9/10

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Free-Standing Range,Refrigerator,Washer
  • Laundry features: In Garage

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,001 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 142647600500
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Covered

Lot

  • Lot size: 7,840 sqft
  • Features: Level
  • Lot size dimensions: 107x405x106x390

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Drought
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$230$2,760
Property Taxes $390$4,680
Electricity $223$2,686
Total$2,501$30,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,748/yr
40% on housing$75,030/yr
45% on housing$66,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 52132$111
Winneshiek County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 52132
Winneshiek County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$340,000
2026-02-23Listed for sale$345,000
2026-02-22Listing removed$345,000
2025-10-18Price change$345,000
2025-08-22Listed for sale$353,000
2011-05-02Sold$190,000

For Sale by Agent

AgentKurt Clements
BrokerageListWithFreedom.com

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