112 Settler Dr, Sergeant Bluff, IA, 51054
About This Home
Welcome to 112 Settler Drive in Sergeant Bluff! This spacious ranch offers 6 bedrooms, 3 bathrooms, a finished basement and an attached 3 stall garage. The layout provides plenty of flexibility with multiple living spaces and room for a home office, playroom, workout area or guest space. Step outside to enjoy the spacious backyard and composite deck, perfect for relaxing, entertaining or enjoying summer evenings. With plenty of room to spread out inside and out, this home offers a functional layout in a great Sergeant Bluff location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: None
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 1,000
- Finished area above ground: 2,292
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,292
- Total interior livable area: 3,292 sqft
Property
Details
- Parcel number: 884731181007
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Triple,Concrete
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $445 | $5,340 |
| Electricity | $245 | $2,946 |
| Total | $2,948 | $35,376 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listed for sale | $389,000 |
| 2026-08-07 | Listing removed | $399,900 |
| 2026-06-29 | Price change | $399,900 |
| 2026-06-04 | Listed for sale | $425,000 |
| 2007-10-22 | Sold | $144,900 |
| 2007-08-27 | Sold | $113,000 |
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