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210 Carriage Ln, Sergeant Bluff, IA, 51054

3beds
2baths
1,692sqft
$364,900
$216price/sqft
$2,554/moest. monthly cost
$102,160/yrincome needed

About This Home

Come home to 210 Carriage Lane in Sergeant Bluff. A ranch home that has been loved by the same owner for 36 years & it really shows! Step inside the front door to your oversized living space that has vaulted ceilings & great windows. Just off the living space is the dining & kitchen space that is open concept with sliding doors to the patio out back. Your laundry/mud room is just inside the garage door for a great collect me all space! Down the hall from the living room is the 3 bedrooms & 2 full bathrooms with the master having an oversized closet! Downstairs can be accessed from the laundry room. This space is completely unfinished & ready for you to make it your own! This home has so well maintained & is ready for new owners.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,692

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,692
  • Total interior livable area: 1,692 sqft

Property

Details

  • Parcel number: 884731180006

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$216$2,592
Property Taxes $367$4,404
Electricity $126$1,514
Total$2,554$30,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,565/yr
40% on housing$76,620/yr
45% on housing$68,106/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 51054$133
Woodbury County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 51054$160
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$364,900
2026-06-29Price change$364,900
2026-06-09Listed for sale$374,900
1990-08-20Sold$13,000

For Sale by Agent

AgentJessica Tadlock
BrokerageCentury 21 ProLink

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