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415 Brookshire Ct, Sergeant Bluff, IA, 51054

4beds
3baths
3,210sqft
$445,000
$139price/sqft
$3,234/moest. monthly cost
$129,360/yrincome needed

About This Home

Welcome home to this beautifully cared-for custom-built residence, thoughtfully designed for comfort, functionality, and everyday living. Offering four bedrooms and three bathrooms, this one-owner property has been meticulously maintained and is ready for its next chapter. The inviting living room welcomes you with a cozy gas fireplace, while the spacious dine-in kitchen features granite countertops, included appliances, and generous dining space that's perfect for hosting gatherings or enjoying everyday meals. Just beyond the dining area, the bright Four Seasons room is filled with natural light from an impressive wall of windows and multiple skylights, creating an inviting space to relax throughout every season. The main level offers the convenience of a laundry room located just inside the attached three-car garage. Two secondary bedrooms and a full bathroom provide flexible space, while the private primary suite features a tray ceiling, walk-in closet, dual-sink vanity, and glass-enclosed shower. Downstairs, you'll find even more room to spread out with a spacious family room complete with a wet bar, sink, and egress window. An additional bedroom with egress, a three-quarter bath, a versatile den, workshop, and multiple storage rooms make the lower level as practical as it is spacious. Outside, the fenced backyard has been beautifully maintained with underground irrigation, creating an ideal setting for relaxing, gardening, or outdoor entertaining. A storage shed adds convenient space for lawn equipment, gardening supplies, and seasonal items. Located near local amenities, this exceptional property is truly move-in ready.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Brick,Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Brick Accent,Entrance Foyer,Master Bath,Master WI Closet,Wet Bar,Granite/Quartz,Vaulted/Tray Ceilings
  • Finished area below ground: 1,605
  • Finished area above ground: 1,605

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,210
  • Total interior livable area: 3,210 sqft

Property

Details

  • Parcel number: 884731455009

Features

  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac,Landscaped,Lawn Sprinkler System,Level,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Triple,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$263$3,156
Property Taxes $482$5,784
Electricity $239$2,873
Total$3,234$38,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,880/yr
40% on housing$97,020/yr
45% on housing$86,240/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 51054$142
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51054$160
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$437,500
2026-07-29Listed for sale$445,000

For Sale by Agent

AgentHank Baker
BrokerageUnited Real Estate Solutions

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