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4405 5th Ave, Sioux City, IA, 51106

3beds
2baths
1,035sqft
$217,500
$210price/sqft
$1,628/moest. monthly cost
$65,120/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2-bath home in the desirable Morningside neighborhood! Pride of ownership shines throughout this exceptionally clean, move-in-ready property with numerous updates already completed for you. Major improvements include a new roof (2018), new furnace (2018), and a brand-new central A/C system (2025), offering peace of mind for years to come. Inside, you'll find fresh interior paint, several new windows, and a recently remodeled upstairs bathroom that adds a modern touch. The new vinyl front railing enhances the home's curb appeal and provides a welcoming entrance. Whether you're looking for your first home or your next home, this well-cared-for property combines comfort, updates, and an excellent location close to schools, parks, shopping, and more. Don't miss your opportunity to own this move-in-ready Morningside gem—schedule your private showing today!

Getting Around

50
WalkingCar-Dependent
25
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

5/10
Morningside ElementaryGrades PK-50.6 mi
7/10
East Middle SchoolGrades 6-80.9 mi
5/10
East High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 210
  • Finished area above ground: 825

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,035
  • Total interior livable area: 1,035 sqft

Property

Details

  • Parcel number: 884705157014

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: Tuck-Under,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,099$13,188
Home Insurance *$171$2,052
Property Taxes $237$2,844
Electricity $121$1,452
Total$1,628$19,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,817/yr
40% on housing$48,840/yr
45% on housing$43,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$151
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$217,500
2026-06-26Listed for sale$220,000

For Sale by Agent

AgentAshley Lewis
BrokerageKeller Williams Siouxland

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