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1618 S Cypress St, Sioux City, IA, 51106

3beds
2baths
1,230sqft
$225,000
$183price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

Welcome Home to this Updated and Cozy 3 bedroom, 2 bath Home nestled on a private lot of just over half an acre in this quiet Morningside neighborhood! Offering just over 1200 sq ft of comfortable living space. This charming Home, originally Built in 1920, blends classic character with modern updates! Recent improvements include, brand new roof, central A/C, front and side entrance doors, New garage doors, windows, soffit, fascia, light fixtures. Tastefully renovated bathrooms with new shower/tubs, vanities, and stools. The partially finished basement provides additional living space and endless possibilities for a family room, rec area or office. The oversized two stall garage with two new garage doors for all your extras!! Enjoy the privacy of the spacious lot while being conveniently to the amenities in Morningside!

Getting Around

32
WalkingCar-Dependent
23
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

5/10
Morningside ElementaryGrades PK-51.2 mi
7/10
East Middle SchoolGrades 6-81.0 mi
5/10
East High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Entrance Foyer,New Bath
  • Finished area below ground: 350
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Property

Details

  • Parcel number: 884705201031

Lot

  • Lot size: 0.56 Acres
  • Features: Cul-De-Sac,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$177$2,124
Property Taxes $283$3,396
Electricity $121$1,452
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$151
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$215,000
2026-08-01Listed for sale$225,000
2026-05-01Sold$40,000

For Sale by Agent

AgentAmy Kakacek
BrokerageLPT Realty, LLC

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