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2633 S Olive St, Sioux City, IA, 51106

2beds
2baths
1,284sqft
$239,000
$186price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

Highly sought after location! This charming ranch still home offers the old charm with comfortable living with a full basement and a peaceful, private setting. The bright eat in kitchen features a beautiful corner window, new countertops, a new refrigerator, and a pantry for extra storage plus an area for added dining. With 2 bedrooms and 2 bathrooms, this home is designed for convenience and functionality. Situated on a large corner lot, you will enjoy plenty of privacy and quiet atmosphere. The attached garages provides ease access into the home. Great workshop/storage built on to the garage with extra door giving access to back yard. The covered patio is perfect place to relax and enjoy the outdoors. A wonderful opportunity in a desirable neighborhood!

Getting Around

33
WalkingCar-Dependent
22
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

5/10
Morningside ElementaryGrades PK-51.1 mi
7/10
East Middle SchoolGrades 6-80.4 mi
5/10
East High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Rented

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Hardwood
  • Finished area below ground: 400
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Property

Details

  • Parcel number: 884705406007
  • Exclusions: watersoftener(rented)

Features

  • Patio & porch: Patio

Lot

  • Lot size: 10,018 sqft
  • Features: Garden,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$188$2,256
Property Taxes $289$3,468
Electricity $121$1,452
Total$1,806$21,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$151
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$239,000
2026-06-26Listed for sale$249,000
2025-11-05Listing removed$245,000
2025-09-23Price change$245,000
2025-08-29Listed for sale$250,000
2023-07-27Sold$220,000
2023-06-20Listed for sale$224,500

For Sale by Agent

AgentMichael Wojcik
BrokerageUnited Real Estate Solutions

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