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2915 S Olive St, Sioux City, IA, 51106

4beds
2baths
1,974sqft
$320,000
$162price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Welcome home to this 4-bedroom, 2-bath multi-level gem nestled in one of Sioux City's most convenient locations boasting a large .32 acre lot! Just blocks from East Middle School and East High School, plus shopping and restaurants, this home checks every box for location. Proudly owned by only two families since it was built. The heart of the home is a large eat-in kitchen with an abundance of natural light and a convenient entrance to the side patio — perfect for outdoor cooking and entertaining. The unique multi-level design offers distinct living spaces across every floor, including a finished basement complete with a family room, bedroom, kitchenette, bathroom, fireplace and direct access to the large backyard. Whether you're hosting a barbecue, letting the pets roam, or simply unwinding after a long day, this outdoor space delivers. The upper patio also offers beautiful views overlooking the yard. An oversized 900 sq foot 2-car garage provides tons of storage and workspace, and the seller is sweetening the deal with a negotiable carpet allowance — giving you the freedom to choose your own flooring. Whether you're upsizing, relocating, or searching for the perfect blend of space, location, and lifestyle — this is the one. Showings Start 6/25/26

Getting Around

33
WalkingCar-Dependent
22
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

10/10
7/10
East Middle SchoolGrades 6-80.1 mi
5/10
East High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Built-in Features,Eat-in Kitchen,Entrance Foyer
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 550
  • Finished area above ground: 1,424

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Property

Details

  • Parcel number: 884708202013

Features

  • Levels: Multi-Level 4+
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$252$3,024
Property Taxes $399$4,788
Electricity $147$1,766
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$151
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$309,900
2026-07-13Price change$320,000
2026-06-24Listed for sale$330,000
2017-06-27Sold$173,000

For Sale by Agent

AgentTammy Bertrand
BrokerageKeller Williams Siouxland

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