See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4440 Lost Meadows Rd, Sioux City, IA, 51108

4beds
4baths
3,635sqft
$589,950
$162price/sqft
$4,289/moest. monthly cost
$171,560/yrincome needed

About This Home

This meticulously maintained, all-electric geothermal home offers comfortable, energy-efficient living on a sprawling 8.48-acre parcel. Designed for both homebuyers and equestrian enthusiasts, this quiet property sits on a private road at the end of a cul-de-sac with rural charm. 3,635 finished square feet of living space. 4-5 bedrooms, providing ample space, bedroom in the basement does not have an egress window, main floor laundry as well. 3.5 bathrooms, all recently updated. Open-concept living areas designed for comfortable gatherings. Sliders to the deck and the above ground pool complete with turtles for cleaning. Energy Efficiency: All-electric geothermal heating and cooling system, ensuring consistent comfort and low utility bills. 2x4 exterior walls with 1" exterior insulation under steel siding, maximizing thermal performance. Insulation between interior rooms for superior soundproofing. Some heated floors, adding to the comfort of the home. Interior Finishes: Updated kitchen with granite countertops, modern cabinetry, and all appliances included. Heated floors in the kitchen and both bathrooms. Well-maintained flooring throughout, combining durability and style. Basement: Fully finished basement with 8" poured concrete walls, and heated floors. 3 stall garage Roof is approximately 7 years old. Deck and Pool: New PVC deck(21.9x19.3) durable and low-maintenance outdoor living space. 16x24 pool, perfect for summer enjoyment. Acreage: 8.48 acres of land, offering ample space for recreation and privacy. Equestrian Facilities: Property is ready for horses, featuring three separate pastures. PVC fencing around the property, ensuring safety and security. 30x50 shed with three 12' doors. Garages and Sheds: Attached 3-stall garage, heated floors & 3 floor drains. Two sheds, one being 30x50 with 3 12' doors, ideal for storage and drive through capability for large vehicles or equipment, cemented out. Horse barn complete with it's own office area and 220 electric.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
3
BikeSomewhat Bikeable

Schools

2/10
Unity Elementary SchoolGrades PK-52.0 mi
5/10
North Middle SchoolGrades 6-82.3 mi
4/10
North High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shingle
  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Central Vacuum,Eat-in Kitchen,Master Bath,New Bath,New Kitchen,Kitchen Island
  • Door features: French Doors
  • Flooring: Hardwood,Heated Floor
  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 2,035

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,635
  • Total interior livable area: 3,635 sqft

Property

Details

  • Parcel number: 894713100015
  • Exclusions: Washer and dryer on the main floor

Features

  • Pool features: Above Ground
  • Patio & porch: Deck
  • Exterior features: Outdoor Fire Area,Lighting
  • Fencing: Fenced
  • Horses can be raised: Yes

Lot

  • Lot size: 8.48 Acres
  • Features: Cul-De-Sac,Garden,Landscaped,Lawn Sprinkler System,Retaining Wall,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Multiple,Triple,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$565$6,780
Property Taxes $470$5,640
Electricity $271$3,253
Total$4,289$51,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,051/yr
40% on housing$128,670/yr
45% on housing$114,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 51108$138
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51108
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$599,950
2025-11-02Listing removed$649,950
2025-08-29Price change$649,950
2025-08-08Listed for sale$674,450
2025-08-08Pending sale$674,450
2025-07-19Price change$674,450
2025-05-14Price change$700,000
2025-04-21Price change$725,000
2025-03-03Listed for sale$742,000
1995-05-19Sold$25,800

For Sale by Agent

AgentLaNay Welch
BrokerageKeller Williams Siouxland

Similar Homes