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911 32nd St, Sioux City, IA, 51104

3beds
1baths
1,424sqft
$189,800
$133price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

Welcome to this charming and beautifully updated 2-story home in a convenient Sioux City location! Priced at $215,000, this 3-bedroom, 1-bath property offers 1,424 sqft of character, comfort, and move-in-ready appeal. Step inside and you’ll immediately notice the stunning hardwood floors flowing throughout the home, complemented by elegant tile work and a custom vanity in the bathroom. The kitchen is designed to impress with granite countertops, soft-close drawers, and plenty of functionality for everyday living and entertaining. The home features a gorgeous masonry fireplace that adds warmth and charm to the main living space, along with a formal dining area perfect for gatherings. Built-in storage throughout the hallways adds both character and practicality. Upstairs, you’ll find a spacious unfinished dormer with a large walk-in cedar closet—ideal for storage or future expansion potential. Enjoy your mornings on the welcoming front porch.This home is truly turn-key and offers a blend of classic 1920s character with modern updates. Whether you’re a first-time buyer or looking for a solid investment opportunity, this one checks all the boxes—and it won’t last long.

Getting Around

34
WalkingCar-Dependent
26
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
Bryant Elementary SchoolGrades PK-50.2 mi
5/10
North Middle SchoolGrades 6-81.4 mi
4/10
North High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: See Remarks
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,424

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 1,424
  • Total interior livable area: 1,424 sqft

Property

Details

  • Parcel number: 894716402016

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $959$11,508
Home Insurance *$148$1,776
Property Taxes $239$2,868
Electricity $121$1,452
Total$1,467$17,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 51104$114
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51104$126
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$215,000
2014-07-16Sold$105,500
2014-06-06Pending sale$111,500
2014-05-21Price change$111,500
2014-02-18Price change$112,860
2014-01-31Pending sale$114,000
2013-11-19Listed for sale$114,000

For Sale by Agent

AgentElizabeth Diaz-Cruz
BrokerageBerkshire Hathaway HomeServices Midwest Realty

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