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2000 Plum Creek Rd, Sioux City, IA, 51103

5beds
3baths
4,873sqft
$850,000
$174price/sqft
$6,531/moest. monthly cost
$261,240/yrincome needed

About This Home

In town acreage, on hard surface street! This 1 1/2 story Bohemian Style stucco home, built in 1920 exudes all the character and charm of that vintage with wood floors and wood trim throughout. Rounded front door to the living room with wood burning fireplace, built in hutch, two french doors to deck, and open to large dining room ready to entertain guests. Kitchen was updated with 5 burner gas stove, island, walk in pantry, double oven and eating area with tile floor. Master bedroom on the main, main floor bath, and two other bedrooms. Upstairs is 2nd master suite with WIC: 22 x 10 + 8 x 27. 5th bedroom upstairs, all wood floors, another full bath. Lower level has laundry room, family room with barn wood finish, light and bright 3 season room with tile floor, 3/4 bath, wine cellar or safe room, and den area. Tuckunder garage, plus 24x24 detached garage and one single garage for storage: HIGHLIGHTS OF THIS PROPERTY: Garden areas, fruit trees: apples, pears, cherry, raspberries, strawberries. Greenhouse: 12 x 20 built in 2019, used year round. Flower beds, veggie beds, plantings galore. Pool house, Deck, Inground pool with new pool liner 2 years ago and pump and heater replaced 3 years ago, Hot tub stays. Oversized firepit area with seating area. MAJOR ADDITION: 48 X 96 insulated METAL BUILDING built in 2016. This amazing building is set up basketball, volley ball and tennis standards. There is an apartment above with small kitchen and viewing of the activities below. No need to leave home with this incredible property, entertaining area for all seasons. There is a pasture on the other side of the creek if you bring your pony. Underground pet fence for Fido. Seller will carry contract with 20% down payment at 4 percent APR to a qualified buyer.

Getting Around

5
WalkingCar-Dependent
17
TransitMinimal Transit
3
BikeSomewhat Bikeable

Schools

7/10
5/10
West Middle SchoolGrades 6-81.6 mi
3/10
West High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished,Walk-Out Access,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Crown Molding,Eat-in Kitchen,Entrance Foyer,Granite/Quartz
  • Door features: French Doors
  • Flooring: Hardwood,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,739
  • Finished area above ground: 3,134

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 4,873
  • Total interior livable area: 4,873 sqft

Property

Details

  • Parcel number: 894718276012
  • Zoning: AG
  • Zoning description: AG
  • Exclusions: Furniture,art work,basement frig and freezer

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: 3 Season Porch,Deck,Patio,Porch
  • Waterfront features: Creek

Lot

  • Lot size: 2.82 Acres
  • Features: Garden,Landscaped,Lawn Sprinkler System,Wooded

Parking

  • Total spaces: 3
  • Parking features: Detached,Tuck-Under,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$769$9,228
Property Taxes $1,101$13,212
Electricity $363$4,361
Total$6,531$78,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,920/yr
40% on housing$195,930/yr
45% on housing$174,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 51103$109
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51103$121
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-29Price change$895,000
2025-07-03Price change$950,000
2025-05-22Listed for sale$1,000,000
2016-05-05Sold$440,000
2015-09-16Listed for sale$495,000
2006-05-02Sold$297,000

For Sale by Agent

AgentBarb Maxon
BrokerageCentury 21 ProLink

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