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1905 Douglas St, Sioux City, IA, 51104

4beds
2baths
1,968sqft
$250,000
$127price/sqft
$1,861/moest. monthly cost
$74,440/yrincome needed

About This Home

Great opportunity to own a spacious, well-cared-for duplex! Both units offer comfortable living areas, plus a roomy basement with additional rooms and flexible space. The property also features a garage and fenced yard. Conveniently located near shopping and everyday essentials, it’s ready for its next owner to make it their own. Offered in its present condition.

Getting Around

77
WalkingVery Walkable
29
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
Hunt Elementary SchoolGrades PK-50.9 mi
4/10
North Middle SchoolGrades 6-82.6 mi
3/10
North High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 784

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Property

Details

  • Parcel number: 894721307012
  • Zoning: North
  • Zoning description: North

Features

  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$194$2,328
Property Taxes $257$3,084
Electricity $146$1,761
Total$1,861$22,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,805/yr
40% on housing$55,830/yr
45% on housing$49,626/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 51104$114
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51104$126
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$250,000
2007-08-29Sold$69,500

For Sale by Agent

AgentRosa Garcia Cabrales
BrokerageColdwell Banker Associated Brokers

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