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1213 S Helen St, Sioux City, IA, 51106

2beds
1baths
842sqft
$142,000
$169price/sqft
$1,140/moest. monthly cost
$45,600/yrincome needed

About This Home

This 2+ bedroom, 1-bathroom single-family home has been freshly updated inside and is just waiting for its next owner. Brand-new carpet, fresh paint throughout, and a space that feels bright, clean, and ready to go from day one. And the backyard? It's a big one! The yard stretches all the way back to the alley, giving you tons of room to spread out, whether that's a garden, a fire pit setup, weekend cookouts. Possibilities are endless. Room sizes will vary.

Getting Around

48
WalkingCar-Dependent
22
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

5/10
Spalding Park ElementaryGrades PK-50.8 mi
6/10
East Middle SchoolGrades 6-82.1 mi
4/10
East High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 842

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 842
  • Total interior livable area: 842 sqft

Property

Details

  • Parcel number: 19193894735310019

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: No Garage,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $718$8,616
Home Insurance *$112$1,344
Property Taxes $189$2,268
Electricity $121$1,452
Total$1,140$13,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,085/yr
40% on housing$34,200/yr
45% on housing$30,400/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$152
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$155,000
2008-02-05Sold$101,620

For Sale by Agent

AgentTerry Hoffman
BrokerageNextHome Tri State Realty

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