




101 S 1st St, Fertile, IA, 50434
About This Home
How often does a Midwestern creamery building come up for sale these days? One that's been around for well over a century, is in very good shape, equipped with new roof & siding? With a patio next to the beautiful Winnebago river? Down the street from an excellent restaurant called Cafe Mir? One that was a lively restaurant itself in the early 80s, as evidenced by the kitchen's commercial stove with hood & the little wooden stage next to traces of an old dance floor? Across the river from a fishing hotspot & picturesque park with a waterfall & big cottonwood trees? With a living space of almost 3,500 square feet and almost ½ acre of property? With a big, functional garage that needs plenty of love but has a newish roof? Just a 10 minute drive from beautiful Clear Lake, but with much lower property taxes? Just 8 minutes to Pilot Knob State Park, 20 minutes to Mason City, 1 hour & 40 minutes to the Twin Cities? A Midwestern creamery building chock-full of good vibes left behind by over a thousand guests hosted by the current owner from not only all across the US, but Japan, Egypt, Australia, Argentina, India, France, Italy, South Korea, Kenya, Denmark, England, Mexico, Hungary, Guatemala, Poland, Switzerland, China, Czechia, Germany, Ireland, Turkmenistan, Vietnam, Spain, & Canada? And with a cat door? The simple answer: not very often! This is your chance to add to the history of this special place.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Hot Water,Radiant
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,031 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 9335153004
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 138 x 119
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $357 | $4,284 |
| Electricity | $226 | $2,713 |
| Total | $3,153 | $37,836 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $465,000 |
| 2011-12-02 | Sold | $53,000 |
| 2011-07-29 | Listing removed | $89,950,000 |
| 2011-07-28 | Price change | $89,950,000 |
| 2011-06-25 | Price change | $74,950 |
| 2011-05-24 | Price change | $89,950 |
| 2010-12-05 | Listed for sale | $104,900 |
