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411 Watkins St, Elkhart, TX, 75839

2beds
2baths
952sqft
$59,500
$63price/sqft
$744/moest. monthly cost
$29,760/yrincome needed

About This Home

Attention investors! 2 Bed 1.5 Bath in Elkhart ISD on large .45 acre lot. semi-open concept living room & kitchen. Kitchen has breakfast bar. Stove, window units & fridge are included. Roof is approx 5yrs old. Will NOT qualify for FHA/VA/USDA - Needs work, to be sold AS-IS. Soft floors, enter at own risk, Please use caution when viewing. Bring your vision & ideas and bring this back to life!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
8/10
Elkhart High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame,Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Oven/Range,Freestanding Range/Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Half Bath(s),Other,See Remarks
  • Flooring: Carpet,Laminate,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 13937

Features

  • Levels: One
  • Patio & porch: Covered Front Porch
  • Exterior features: Other
  • Fencing: Other
  • Topography of land: Level

Lot

  • Lot size: 0.45 Acres
  • Features: Typical Lawn

Parking

  • Parking features: No Carport/Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Drought
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $300$3,600
Home Insurance *$127$1,524
Property Taxes $79$948
Electricity $238$2,859
Total$744$8,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,508/yr
40% on housing$22,320/yr
45% on housing$19,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 75839$127
Anderson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 75839$71
Anderson County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$59,500
2026-01-14Price change$62,500
2025-11-18Listed for sale$65,000
2020-04-08Listing removed$75,000
2020-01-30Listed for sale$75,000

For Sale by Agent

AgentLisa Priest
BrokeragePicket Fence Realty,Inc

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