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114 Clover Ln, Palestine, TX, 75803

3beds
2baths
1,896sqft
$279,000
$147price/sqft
$2,412/moest. monthly cost
$96,480/yrincome needed

About This Home

Welcome to your country home inside the city limits! This newly remodeled 3/2 is just waiting for your family to call it home. New appliances, roof, and flooring designate this home as move-in ready. Giant main bedroom makes for a relaxing retreat after a long day. Split floor plan for privacy as well. The 4+ acres gives you plenty of room for a shop, a garden, or even your own baseball field. Come see what all this house has to offer. Check out the virtual tour here: https://www.youtube.com/watch?v=Tc9HtsDr4_U

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Westwood Primary SchoolGrades PK-20.3 mi
1/10
3/10
Westwood High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab,Combination
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Split Bedroom/Plan,Breakfast Bar
  • Window features: Bay Window(s)
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Property

Details

  • Parcel number: R14062
  • Exclusions: Carport Will Be Taken By The Owners.

Features

  • Fencing: Wood,Barbed Wire,Other
  • Topography of land: Level

Lot

  • Lot size: 4.41 Acres
  • Features: Wooded

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$285$3,420
Property Taxes $479$5,748
Electricity $238$2,859
Total$2,412$28,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,697/yr
40% on housing$72,360/yr
45% on housing$64,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 75803$328
Anderson County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 75803$137
Anderson County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-06Listed for sale$279,000
2025-12-30Pending sale$279,000
2025-08-12Listed for sale$279,000
2025-08-01Listing removed$279,000
2024-11-02Listed for sale$279,000
2024-09-15Listing removed$279,000
2024-06-28Price change$295,000
2024-04-27Listed for sale$298,000
2023-07-14Listing removed--
2023-05-09Pending sale$100,000
2023-03-18Price change$100,000
2023-03-07Price change$105,000
2023-02-18Price change$115,000
2022-11-30Price change$130,000
2022-11-25Price change$140,000
2022-09-26Listed for sale$150,000
2022-09-02Listing removed--
2022-07-29Price change$175,000
2022-02-24Listed for sale$190,000

For Sale by Agent

AgentCassie Severn
BrokerageHibbard Real Estate

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