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321 County Road 1630, Clifton, TX, 76634

10beds
8baths
6,264sqft
$799,000
$128price/sqft
$6,620/moest. monthly cost
$264,800/yrincome needed

About This Home

Welcome to Lakehaven Ranch on Lake Whitney, a proven income-producing short-term rental designed for today’s travel trends. With 10 bedrooms, 7.5 baths, and over 6,200 sq. ft., this property comfortably sleeps up to 20 guests, making it one of the few large-capacity rentals in the Lake Whitney area. That scarcity alone drives exceptional demand. Guests consistently stay for its space, privacy, and flexible layout, all major advantages from an investor’s standpoint. Multiple bedrooms feature private ensuite baths, a highly sought-after amenity for multigenerational families, retreat groups, corporate stays, and friends traveling together. The home’s two kitchens, multiple living areas, and abundant gathering spaces make hosting large groups effortless and keeps guest satisfaction high. What keeps guests coming back? Quiet, scenic setting backing up to Walling Bend State Park, a built-in buffer of privacy and nature. Multiple decks with tree-top and seasonal lake views — ideal for coffee mornings, sunset dinners, and group gatherings. Quick 5-minute access to Lake Whitney, a major draw for boating, fishing, swimming, and recreation, proximity to Whitney, Clifton, and local attractions, giving visitors plenty to explore. Lakehaven appeals to year-round traveler segments, like family reunions, church organizations, etc., creating a steady occupancy and strong repeat business. With a proven rental history, large sleeping capacity, rare layout, and a location that continues to grow in popularity, Lakehaven offers a compelling opportunity for investors seeking a turn-key STR with meaningful cash flow potential. The combination of scale, privacy, and guest-driven design makes this a high-performing asset that is built to deliver.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

1/10
Meridian Elementary SchoolGrades PK-516.0 mi
4/10
Meridian High SchoolGrades 6-1216.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Range,Gas Range,Plumbed For Gas
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room,In Hall

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Chandelier,Kitchen Island,Multiple Staircases,Pantry
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 6,264 sqft

Living Room

  • Level: First
  • Dimensions: 24 x 16

Master Bedroom

  • Level: First
  • Dimensions: 13 x 15

Property

Details

  • Parcel number: R18002

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Rain Gutters
  • Fencing: Back Yard,Chain Link,Wood
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Boat,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$1,117$13,404
Property Taxes $776$9,312
Electricity $687$8,253
Total$6,620$79,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,971/yr
40% on housing$198,600/yr
45% on housing$176,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 76634$181
Bosque County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 76634
Bosque County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-04Price change$865,000
2025-04-08Price change$875,000
2025-02-18Price change$925,000
2024-10-08Price change$975,000
2024-08-08Listed for sale$1,050,000
2023-04-20Sold--
2023-03-21Pending sale$777,000
2023-02-25Contingent$777,000
2022-08-07Listed for sale$777,000
2022-07-07Listing removed$777,000
2021-04-22Price change$777,000
2020-06-24Listed for sale$799,000
2015-08-27Listing removed$855,000
2014-06-06Listed for sale$855,000

For Sale by Agent

AgentCindy Gough
BrokerageCamille Johnson

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