See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

440 Lakeside Dr, Brownwood, TX, 76801

6beds
7baths
6,753sqft
$2,225,000
$329price/sqft
$16,899/moest. monthly cost
$675,960/yrincome needed

About This Home

Welcome to 440 Lakeside Drive, a premier lakefront property on Lake Brownwood offering over 6,500 square feet designed for waterfront living and large-scale entertaining. This split-level home features six bedrooms and six full bathrooms with two complete living environments, including two kitchens, two living rooms, two dining areas, and two walk-in pantries, providing flexibility for guests or multi-use living. The main level showcases vaulted wood ceilings, a rock fireplace, open-concept living, and a spacious kitchen with island, while the lower level offers a full second residence with its own kitchen, living room, rock fireplace, dining area, and private access. Outdoor amenities include multiple decks, covered patios, a stone entertaining area, covered parking, and a convenient exterior door leading directly into a bathroom from the porch. The private dock sits in deep water on the main body of the lake and features three slips, two HydroHoist boat lifts, four jet ski docks, a sun deck, fish cleaning station, and storage. Designed for both everyday comfort and hosting, this property combines space, functionality, and direct lake access in one complete offering.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
6/10
Bangs Middle SchoolGrades 6-88.0 mi
5/10
Bangs High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Combination,Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Gas Range,Gas Water Heater,Microwave,Trash Compactor
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 18 x 14

Bedroom

  • Level: Second
  • Dimensions: 15 x 14

Bedroom

  • Level: Second
  • Dimensions: 17 x 14

Bedroom

  • Level: First
  • Dimensions: 22 x 14

Bedroom

  • Level: First
  • Dimensions: 13 x 23

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 16 x 14

Features

  • Built-in Features,Dry Bar,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Tile Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Gas

Interior Area

  • Total interior livable area: 6,753 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 6

Kitchen

  • Level: Second
  • Dimensions: 23 x 12

Living Room

  • Level: First
  • Dimensions: 22 x 22

Living Room

  • Level: Second
  • Dimensions: 23 x 18

Master Bathroom

  • Level: Second
  • Dimensions: 12 x 11

Master Bedroom

  • Level: Second
  • Dimensions: 20 x 19

Other

  • Level: Second
  • Dimensions: 9 x 8

Other

  • Level: First
  • Dimensions: 10 x 8

Other

  • Level: First
  • Dimensions: 14 x 7

Other

  • Level: Second
  • Dimensions: 7 x 6

Other

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 000000040321
  • Exclusions: two sea doo ramps off the side of the dock,Furniture in main living room next to Kitchen and all the TV's

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Patio,Covered,Deck
  • Exterior features: Deck,Dock,Fire Pit,Outdoor Kitchen,Outdoor Living Area,Private Yard,Rain Gutters
  • Fencing: Fenced,Gate,Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Front,Waterfront
  • Waterbody name: Brownwood

Lot

  • Lot size: 0.59 Acres
  • Features: Interior Lot,Landscaped,Many Trees,Sprinkler System,Waterfront,Retaining Wall

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Driveway,On Site
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,250$135,000
Home Insurance *$2,621$31,452
Property Taxes $2,287$27,444
Electricity $741$8,898
Total$16,899$202,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$579,394/yr
40% on housing$506,970/yr
45% on housing$450,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 76801$131
Brown County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 76801$121
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$2,275,000
2024-09-09Sold--
2024-08-23Pending sale$1,675,000
2024-08-09Listed for sale$1,675,000
2024-08-02Contingent$1,675,000
2024-06-18Price change$1,675,000
2024-03-06Listed for sale$1,750,000
2019-03-03Listing removed$1,195,000
2019-02-01Pending sale$1,195,000
2018-11-02Listed for sale$1,195,000
2017-10-06Listing removed$895,000
2017-07-17Pending sale$895,000
2017-05-16Price change$895,000
2017-04-26Price change$950,000
2017-04-18Listed for sale$1,150,000
2013-02-07Listing removed$895,000
2013-02-06Listed for sale$895,000
2012-09-29Listing removed$895,000
2012-07-26Price change$895,000
2012-07-17Listed for sale$949,000
2012-06-12Listing removed$949,000
2012-01-24Listed for sale$949,000
2011-11-16Listing removed$949,000
2011-08-17Listed for sale$949,000
2010-11-15Listing removed$975,000
2010-07-10Listed for sale$975,000

For Sale by Agent

AgentBrandi Smith
BrokerageRE/MAX Big Country

Similar Homes