See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6976 Shamrock Dr, Brownwood, TX, 76801

3beds
2baths
2,245sqft
$600,000
$267price/sqft
$4,094/moest. monthly cost
$163,760/yrincome needed

About This Home

Lakefront Living at Its Finest – Fully Furnished & Move-In Ready! Escape to the lake and start enjoying the lifestyle you've been dreaming of. This beautifully updated waterfront home is offered fully furnished, making it truly turnkey—just bring your suitcase and start making memories. Recently updated throughout, the home features elegant granite countertops, stainless steel appliances, and an inviting open-concept living area that's perfect for entertaining or relaxing after a day on the lake. A versatile flex room with a Murphy bed provides comfortable accommodations for additional guests, making the home ideal for hosting family and friends. Outside, you'll find everything you need to embrace lake living. An expansive covered deck offers breathtaking panoramic views and the perfect setting for morning coffee or evening sunsets. A private covered boat dock with lift provides easy access to the water, while the oversized insulated metal shop and covered parking offer exceptional space for vehicles, boats, RVs, and all your lake toys. Whether you're searching for a full-time residence, a weekend getaway, or a turnkey vacation rental, this property checks every box. With its recent updates, included furnishings, private dock, this is a rare opportunity to own a move-in-ready waterfront retreat where all that's left to do is enjoy the lake life. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
7/10
Bangs Middle SchoolGrades 6-87.8 mi
5/10
Bangs High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Resale

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Concrete,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters,Kitchen Island,Open Floorplan,Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Gas,Stone,Wood Burning,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Propane
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,245 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 16 x 14

Master Bedroom

  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 000000043779
  • Attached to another structure: Yes
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Front Porch,Patio,Balcony,Covered
  • Exterior features: Balcony,Rain Barrel/Cistern(s)
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.80 Acres
  • Features: Landscaped,Sloped,Sprinkler System,Waterfront

Parking

  • Total spaces: 5
  • Parking features: Attached Carport,Concrete,Covered,Paved,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$706$8,472
Property Taxes $109$1,308
Electricity $246$2,958
Total$4,094$49,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,365/yr
40% on housing$122,820/yr
45% on housing$109,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 76801$133
Brown County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 76801$121
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$600,000
2025-06-18Sold--
2025-05-15Contingent$495,000
2025-04-27Listed for sale$495,000

For Sale by Agent

AgentJoe Godinho
BrokerageKWSynergy

Similar Homes