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1809 12th St, Brownwood, TX, 76801

4beds
2baths
2,373sqft
$197,500
$83price/sqft
$1,689/moest. monthly cost
$67,560/yrincome needed

About This Home

If you're looking for a home with lots of potential in a great neighborhood, then this is it! First you'll be greeted by beautiful mature trees in the front yard, which gives a peaceful sense of nature and seclusion without compromising the convenience of living in town. The home offers 2 entryways into the front and once inside, the spacious and open concept living, dining, kitchen immediately makes you feel welcome. Not only does this home provide 4 bedrooms, but it also has an additional living space and bonus room off of the kitchen. The back yard is fully fenced for privacy and is also surrounded with mature trees that provides ample shade and privacy. This home awaits its next adventure with someone who has vision and a heart for unfolding endless potential. So come see this little gem and bring your creativity to see if your new adventures can be together! Call the listing agent today.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Coggin Elementary SchoolGrades PK-61.2 mi
6/10
Brownwood Middle SchoolGrades 7-81.7 mi
4/10
Brownwood High SchoolGrades 9-120.7 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Kitchen Island
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,373 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 000000055327

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $998$11,976
Home Insurance *$232$2,784
Property Taxes $199$2,388
Electricity $260$3,126
Total$1,689$20,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,908/yr
40% on housing$50,670/yr
45% on housing$45,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 76801$137
Brown County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 76801$121
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$197,500
2024-06-25Listing removed$188,000
2023-09-18Price change$188,000
2023-08-04Price change$198,000
2023-07-11Price change$218,000
2023-04-26Price change$225,000
2023-01-13Listed for sale$315,000
2021-02-27Listing removed--
2020-01-03Listing removed$138,000
2019-09-27Listed for sale$138,000

For Sale by Agent

AgentCathryn Davis
BrokerageTexas Goldstar Real Estate

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