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545 Cranberry Rd, Somerville, TX, 77879

1beds
1baths
720sqft
$85,000
$118price/sqft
$792/moest. monthly cost
$31,680/yrincome needed

About This Home

This 0.66-acre fully fenced and gated property is located in an UNRESTRICTED neighborhood WITH NO HOA just 6 minutes from the nearest swimming and boating access at Birch Creek State Park on Lake Somerville. Offering exceptional recreational appeal, the property includes electric, water, and septic already on site, along with a 720-square-foot efficiency-style living space featuring a full kitchen and full bathroom, plus an additional covered area with space for an outdoor laundry setup. Surrounded by mature trees, this nicely wooded property provides privacy, shade, and plenty of room to relax and enjoy the outdoors. Whether you're looking for a weekend lake retreat, a place to camp, or a future homesite, the unrestricted setting gives you the flexibility to use the property your way while being conveniently located near fishing, boating, swimming, and other outdoor activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
2/10
Somerville High SchoolGrades 8-126.8 mi
6/10

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Window Unit,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25623

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$49$588
Property Taxes $76$912
Electricity $238$2,859
Total$792$9,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,154/yr
40% on housing$23,760/yr
45% on housing$21,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.3%
2.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 77879$131
Burleson County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 77879$183
Burleson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Price change$85,000
2026-06-03Listed for sale$93,000
2024-12-13Sold--
2024-11-22Pending sale$78,613
2024-10-08Price change$78,613
2024-09-02Listed for sale$95,000
2023-11-08Listing removed--
2023-08-29Price change$89,900
2023-07-15Price change$99,545
2023-07-01Listed for sale$104,700
2022-02-01Listing removed--
2022-01-03Pending sale$65,000
2021-12-08Price change$65,000
2021-11-08Listed for sale$70,000
2020-09-22Sold--
2020-08-14Pending sale$31,000
2020-08-12Listed for sale$31,000
2016-08-13Listing removed$42,000
2016-04-20Listed for sale$42,000
2016-02-22Listing removed$42,000
2015-07-23Listed for sale$42,000
2006-06-27Sold--

For Sale by Agent

AgentAngelica Fierro
BrokerageRanch House Real Estate, LLC

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