




204 40th Street, Horseshoe Bay, TX, 78657
About This Home
Well-maintained 3-bedroom, 2-bath manufactured home that has remained in its original location and has never been moved. Major updates include a new roof and a completely rebuilt front deck, both completed in 2024. Inside, you'll find a desirable split-bedroom floor plan with an open-concept living area that's perfect for everyday living and entertaining. The spacious kitchen features beautiful granite countertops, updated appliances, and plenty of workspace. The laundry room conveniently doubles as a walk-in pantry, providing exceptional storage. The private primary suite offers a walk-in shower and two walk-in closets, creating a comfortable retreat. Step outside to the huge covered back deck overlooking the backyard—an ideal spot for relaxing or enjoying the peaceful surroundings. Surrounded by mature oak trees and bordered by a greenbelt on three sides, this property offers outstanding privacy and a tranquil setting that's hard to find. If you're looking for a move-in-ready home with thoughtful updates, functional living spaces, and a beautiful natural backdrop, this one is a must-see.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Roof: Composition
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured On Land,Residential
Interior
Appliances
- Appliances included: Washer Hookup,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Split Bedroom
- Flooring: Carpet,Laminate,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,140
- Total interior livable area: 1,140 sqft
Property
Details
- Parcel number: 021703
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Fencing: None
- Has view: Yes
- View description: Hill Country
- Waterfront features: No
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 45 x 100
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $46 | $552 |
| Electricity | $238 | $2,859 |
| Total | $1,197 | $14,364 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $150,000 |
| 2016-12-06 | Sold | -- |
| 2016-09-17 | Price change | $77,000 |
| 2016-09-04 | Listed for sale | $87,000 |
