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515 N Lampasas St, Bertram, TX, 78605

2beds
1baths
855sqft
$170,000
$199price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Possible owner financing available. Welcome to this charming 2-bedroom, 1-bath home nestled on a peaceful corner lot in Bertram. Shaded by beautiful mature trees, this property offers a quiet retreat with plenty of potential. Inside, you’ll find an inviting living room filled with natural light from large windows, a stylish barn door, and easy-care vinyl flooring. Ceiling fans add comfort throughout, while the durable metal roof provides peace of mind for years to come. Whether you’re looking for a cozy move-in ready space or envisioning a home to make uniquely your own, this property offers the perfect canvas. With its understated charm and serene setting, it’s a place to settle in and enjoy the simple comforts of small-town living. Agent Owner

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-50.2 mi
4/10
Burnet Middle SchoolGrades 6-810.6 mi
6/10
Burnet High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1934

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Primary Bedroom on Main
  • Window features: Blinds
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 855 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 32699
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Exterior Steps
  • Spa features: None
  • Fencing: Fenced, Livestock, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 9,452 sqft
  • Features: Corner Lot,Trees-Large (Over 40 Ft),Trees-Moderate

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Drought
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$100$1,200
Property Taxes $234$2,808
Electricity $238$2,859
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$289
Burnet County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$170,000
2026-01-09Listed for sale$175,000
2026-01-02Contingent$175,000
2025-12-11Price change$175,000
2025-12-03Price change$180,000
2025-11-18Price change$183,500
2025-10-01Price change$185,000
2025-08-15Listed for sale$190,000
2025-08-14Listing removed$1,200
2025-08-05Listed for rent$1,200
2023-12-24Listing removed--
2023-12-03Listed for rent$1,300
2022-09-28Listing removed--
2022-09-15Price change$1,250
2022-09-08Listed for rent$1,300
2022-09-01Listing removed--
2022-08-01Listed for rent$1,300
2021-02-27Listing removed--
2020-11-10Listed for rent$1,075
2020-08-07Listing removed$105,000
2020-06-30Pending sale$105,000
2020-06-25Listed for sale$105,000
2010-08-05Listing removed$89,500
2010-07-17Listed for sale$89,500

For Sale by Agent

AgentTina Broderick
BrokerageHomeSmart

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