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1237 Ridge Harbor Dr, Spicewood, TX, 78669

6beds
3baths
3,298sqft
$749,000
$227price/sqft
$4,755/moest. monthly cost
$190,200/yrincome needed

About This Home

Experience the best of Lake Travis living in the gated Ridge Harbor community! Situated on 1.37 acres, this spacious 6-bedroom, 3-bath home offers 3,298 sq ft with multiple living areas, high ceilings, and a beautifully updated kitchen featuring granite countertops and stainless steel appliances, all open to a cozy living room with a wood-burning fireplace. The flexible layout includes a private primary suite with ensuite bath, three closets, and direct access to the back deck, plus separate wings for additional bedrooms and a large game room. Step outside to your own backyard oasis with a covered deck, pool & spa, cabana, fire pit, and a rooftop deck with stunning sunset and Lake Travis views—all surrounded by mature trees and added privacy. Enjoy top-notch community amenities including a marina, boat ramp, pool, tennis and basketball courts, and more. Located in Marble Falls ISD with a low tax rate, just minutes from Marble Falls, Bee Cave, and Austin.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
3/10
4/10
Marble Falls High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater,Cooktop,Wall Oven

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Recessed Lighting,Split Bedroom,No Steps to Entry
  • Flooring: Stained Concrete,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,298
  • Total interior livable area: 3,298 sqft

Property

Details

  • Parcel number: 036567

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Slide
  • Patio & porch: Covered,Patio,Deck
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Wrought Iron,Partial
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 1.37 Acres
  • Features: Landscaped
  • Lot size dimensions: 257 x 244 x 255 x 218

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$389$4,668
Property Taxes $217$2,604
Electricity $362$4,345
Total$4,755$57,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,028/yr
40% on housing$142,650/yr
45% on housing$126,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 78669$484
Burnet County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 78669$267
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$749,000
2026-01-27Listing removed$749,000
2025-09-25Price change$749,000
2025-08-01Price change$775,000
2025-07-21Listed for sale$799,000

For Sale by Agent

AgentDana L Yarter
BrokerageRE/MAX of Marble Falls

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