207 Cove Creek Dr, Spicewood, TX, 78669
About This Home
Incredible opportunity to own a special slice of Texas in a gated community with excellent amenities, lake access, and plenty of space and privacy! Welcome to 207 Cove Creek Dr. This home features 4 bedrooms, 3 bathrooms, an office, and 2,560 sq ft. The main living spaces are open concept, and the living room has high, beamed ceilings, concrete floors, and a beautiful fireplace. The dedicated office is located immediately to the right as you enter the home, and the formal dining space is immediately to the left. The large, updated kitchen is light and bright, and features quartz countertops and stainless steel appliances. There is a large dining area next to the kitchen, and it overlooks the stunning backyard. The primary bedroom has tray ceilings, a huge walk-in closet, a spacious ensuite bathroom with two vanities, a soaking tub, a walk-in shower, and a water closet. The second living space leads to a private bedroom and full bathroom and could be used for a second primary suite, multigenerational living, or as a private suite for long-term guests. It is currently used as a dedicated office, but the options are truly limitless! The backyard may just become your favorite place to relax, thanks to the huge stone patio with large covered and uncovered sections, a custom built-in fire pit, beautiful trees, and expertly designed landscaping. The front of the home is also beautifully landscaped and welcoming, and features a charming bridge. The home is perfect for a main residence or lock-and-leave property, thanks to being located in the private gated community of Ridge Harbor. Community amenities include a marina, two boat ramps, a pool, park, sports courts, and a playground.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Stainless Steel Appliance(s)
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 4
Features
- Breakfast Bar,Ceiling Fan(s),Beamed Ceilings,High Ceilings,Quartz Counters,Double Vanity,Eat-in Kitchen,Entrance Foyer,In-Law Floorplan,Kitchen Island,Multiple Dining Areas,Multiple Living Areas,No Interior Steps,Open Floorplan,Primary Bedroom on Main,Recessed Lighting,Soaking Tub,Study/Home Office,Washer Hookup
- Window features: Blinds,Window Treatments
- Flooring: Carpet,Concrete
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,560 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 36676
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Gutters Partial,Private Yard
- Fencing: Back Yard, Wrought Iron
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: None
Lot
- Lot size: 0.38 Acres
- Features: Back Yard,Front Yard,Landscaped,Private,Trees-Moderate,Xeriscape
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $324 | $3,888 |
| Property Taxes | $363 | $4,356 |
| Electricity | $281 | $3,373 |
| Total | $4,128 | $49,536 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-20 | Listed for sale | $625,000 |
| 2012-03-07 | Listing removed | $229,000 |
| 2012-01-18 | Pending sale | $229,000 |
| 2012-01-11 | Price change | $229,000 |
| 2011-10-11 | Price change | $239,000 |
| 2011-09-10 | Price change | $249,900 |
| 2011-07-28 | Price change | $255,000 |
| 2011-03-14 | Listed for sale | $279,000 |
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