629 Birch Ln, Cottonwood Shores, TX, 78657
About This Home
Welcome to 629 Birch in Cottonwood Shores, a rare opportunity offering flexibility, added land, and endless potential. This well-positioned property features a thoughtfully designed layout with a spacious bonus room located at the back of the home, perfect for use as a 4th bedroom, private home office, game room, media space, guest retreat, or hobby area. Whether you need room to grow, work from home, or entertain, this versatile space adds tremendous value and functionality. What truly sets this property apart is that the vacant lot next door is included in the sale, creating an exceptional expanded homesite with added privacy, outdoor possibilities, and future investment potential. Enjoy the freedom to create your dream backyard oasis, add additional structures, or simply appreciate the extra space rarely found at this price point. Located in the growing Cottonwood Shores community near Marble Falls, Horseshoe Bay, and all the recreation the Highland Lakes area has to offer, this property combines small-town charm with convenience and opportunity. 629 Birch is ideal for buyers seeking a home with flexibility, land, and long-term value, making it a standout option for full-time living, investment, or a weekend retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Primary Bedroom on Main
- Window features: See Remarks
- Flooring: Tile,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,701 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 38133
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Rear Porch
- Exterior features: Private Yard
- Fencing: Back Yard, Wood
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 0.34 Acres
- Features: Back Yard,Front Yard
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $313 | $3,756 |
| Electricity | $238 | $2,859 |
| Total | $2,372 | $28,464 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-20 | Price change | $299,000 |
| 2026-05-14 | Listed for sale | $310,000 |
View on Zillow