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6234 S Fm 1174, Bertram, TX, 78605

2beds
2baths
1,140sqft
$2,395,000
$2,101price/sqft
$14,228/moest. monthly cost
$569,120/yrincome needed

About This Home

D Bar D Ranch | Burnet County | 93+/- Acres Live water in Central Texas is a finite, appreciating resource - and the D Bar D has over 2,700 linear feet of both sides of a clear, year-round flowing creek running through the heart of the property. The creek meanders over a limestone floor, drops over a natural waterfall, and runs beneath a dense canopy of post oaks, Spanish oaks, live oaks, elms, and pecans. A confirmed dinosaur footprint is pressed permanently into the limestone bed. Over 4,150 feet of paved South Ranch Road 1174 frontage provides clean, all-weather access. The ranch offers exceptional diversity across its 93 acres with fertile coastal fields capable of serious hay production, elevated limestone ridgelines with sweeping Hill Country views, legacy pecan groves, and rich creek bottoms. The 2BR/1.5BA stone house features hardwood floors, wood-burning stove, granite counters, and covered porches front and back with direct creek views. A classic red barn on slab sits nearby. The property runs on a private well and carries an ag exemption. One thing to note is that it is currently operating as a proven short-term rental, the property sits 35 minutes from Cedar Park, 11 miles from Liberty Hill, and 6 miles from Bertram..all amid one of the fastest-growing commercial corridors in the Austin area. Minerals: See Broker.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-55.2 mi
4/10
Burnet Middle SchoolGrades 6-811.8 mi
6/10
Burnet High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Electric Cooktop,Oven,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Stone Counters,Open Floorplan,Recessed Lighting
  • Window features: None
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,140 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: na
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Hill Country,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Pond,Stream

Lot

  • Lot size: 93 Acres
  • Features: Agricultural,Bluff,Public Maintained Road,Trees-Large (Over 40 Ft)

Parking

  • Total spaces: 10
  • Parking features: Additional Parking,Aggregate
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance *$1,414$16,968
Property Taxes $466$5,592
Electricity $238$2,859
Total$14,228$170,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$487,817/yr
40% on housing$426,840/yr
45% on housing$379,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,101This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$240
Burnet County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$2,395,000
2024-11-12Listing removed$3,099,000
2024-05-17Price change$3,099,000
2024-01-26Price change$3,565,000
2023-11-27Listed for sale$3,998,000

For Sale by Agent

AgentJaxon Shipley
BrokerageShipley Ranches

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