1316 Choctaw Dr, Atlanta, TX, 75551
About This Home
1316 Choctaw Drive Atlanta, Texas – Indian Hills Subdivision 4 Bed • 2.5 Bath • Indian Hills Lake Community Welcome to 1316 Choctaw Drive, a beautiful home nestled in the sought-after Indian Hills Lake community — one of Atlanta’s most desirable neighborhoods known for its peaceful setting, private lake access, and well-kept homes. Property Highlights • 4 Bedrooms / 2.5 Bathrooms • Located in the highly desirable Indian Hills Subdivision • Enjoy all the perks of Indian Hills Lake — fishing, boating, peaceful shoreline walks • Quiet, established neighborhood with large lots and mature trees • Nearby amenities include community boat ramps, lake recreation, and scenic neighborhood roads perfect for walking or golf-cart rides • Convenient to town while still offering a private, serene setting This home is perfect for families, retirees, weekenders, or anyone looking to enjoy lake-community living in East Texas.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Elec Range/Oven,Dishwasher,Gas Water Heater
- Laundry features: Laundry Room
Bathroom
- Features: Shower/Tub,Double Vanity
Bedroom
- Features: See Remarks,Walk-In Closet(s)
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Separate Formal Dining
Features
- High Ceilings,Ceiling Fan(s),Eat-in Kitchen
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Gas
- Cooling features: Central Electric
Interior Area
- Total interior livable area: 2,726 sqft
Property
Details
- Parcel number: 166
- Exclusions: N/A
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Deck
- Fencing: Partial
- On waterfront: Yes
- Waterfront features: Lake
- Living area range: 2501-3000
Lot
- Lot size: 0.97 Acres
Parking
- Total spaces: 4
- Parking features: Both,Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $550 | $6,600 |
| Property Taxes | $384 | $4,608 |
| Electricity | $299 | $3,591 |
| Total | $3,199 | $38,388 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $399,000 |
| 2026-01-21 | Price change | $419,000 |
| 2025-12-12 | Listed for sale | $424,000 |
| 2016-02-18 | Listing removed | $199,900 |
| 2015-08-12 | Price change | $199,900 |
| 2015-01-15 | Price change | $199,000 |
| 2014-09-06 | Listed for sale | $219,000 |
| 2014-06-19 | Listing removed | $239,900 |
| 2013-01-10 | Listed for sale | $239,900 |
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