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137 Oakview Rd, Gainesville, TX, 76240

4beds
4baths
4,152sqft
$1,508,800
$363price/sqft
$11,023/moest. monthly cost
$440,920/yrincome needed

About This Home

This 3 story, 4152sf, 4bed, 4bath home sits on 3 lots totaling 3.76 acres. The appraisal measurements are as follow: 1st floor (3159 sq ft), 2nd floor (737 sq ft), and 3rd floor (256 sq ft). Large foyer, spacious primary suite, office, game-entertainment room on 2nd floor, bonus room on 3rd floor, 2 dining areas, 2 living areas, deck with lake view on 3rd floor, and a large deck on back porch. New hardwood floorings and stair treads. New roof and one AC (Nov 2025) due to hail. All electric home on new aerobic septic system (June 2024) and the hilltop community water well, which is paid annually. Thick tree line with wildlife habitat flanking the back of property as it slopes down towards the waterfront inlet off Moss Lake. See survey for Zone A property along inlet.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal,Microwave,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Features: Ceiling Fan(s)
  • Level: Third
  • Dimensions: 1 x 1

Features

  • Chandelier,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Multiple Staircases,Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s)
  • Window features: Bay Window(s),Shutters,Window Coverings
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Family Room,Living Room
  • Fireplace: Yes

Game Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 1 x 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Roof Turbine(s),Window Unit(s)

Interior Area

  • Total interior livable area: 4,152 sqft

Kitchen

  • Features: Breakfast Bar,Ceiling Fan(s),Dual Sinks,Eat-in Kitchen,Granite Counters,Kitchen Island,Walk-In Pantry
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 1 x 1

Master Bathroom

  • Features: Dual Sinks,Granite Counters,Garden Tub/Roman Tub,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 15140
  • Exclusions: Electric fire log in family and formal living.

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Moss
  • Residential vegetation: Cleared,Grassed,Wooded

Lot

  • Lot size: 3.73 Acres
  • Features: Acreage,Back Yard,Lawn,Many Trees,Retaining Wall

Parking

  • Total spaces: 3
  • Parking features: Concrete,Door-Multi,Driveway,Garage,Garage Door Opener,Kitchen Level,Lighted,Deck,Garage Faces Side,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,629$91,548
Home Insurance *$1,535$18,420
Property Taxes $1,404$16,848
Electricity $455$5,470
Total$11,023$132,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$377,931/yr
40% on housing$330,690/yr
45% on housing$293,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$202
Cooke County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$1,508,800
2024-03-01Listed for sale$450,000
2024-02-29Sold--
2024-01-25Listed for sale$450,000
2023-12-20Listing removed--
2023-12-12Listed for sale$600,000
2023-11-15Listing removed--
2023-08-18Price change$700,000
2023-08-02Listed for sale$800,000
2018-03-21Listing removed$2,200
2017-11-22Listed for rent$2,200
2017-09-02Listing removed$299,900
2017-06-02Price change$299,900
2017-05-03Price change$324,900
2017-02-01Listed for sale$349,900
2017-01-01Listing removed$395,000
2016-04-09Listed for sale$395,000

For Sale by Agent

AgentLong Pham
BrokerageNB Elite Realty

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