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815 Moran St, Gainesville, TX, 76240

2beds
1baths
1,440sqft
$140,000
$97price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

Needs TLC, priced accordingly. Great fix-and-flip or rental hold. New garage. Seller has 6 more properties available; package deals welcome. Motivated seller. AS-IS sale. Act fast.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Edison Elementary SchoolGrades PK-11.3 mi
3/10
3/10
Gainesville High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Floor Furnace,Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 11

Living Room

  • Level: First
  • Dimensions: 15 x 17

Living Room

  • Level: First
  • Dimensions: 13 x 15

Master Bedroom

  • Level: First
  • Dimensions: 13 x 13

Utility Room

  • Level: First
  • Dimensions: 13 x 11

Property

Details

  • Parcel number: 15208

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered
  • Fencing: Chain Link

Lot

  • Lot size: 9,583 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$142$1,704
Property Taxes $123$1,476
Electricity $238$2,859
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$206
Cooke County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$145,000

For Sale by Agent

AgentTabi Imah
BrokeragePinnacle Realty Advisors

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