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1196 County Road 260, Gainesville, TX, 76240

4beds
3baths
2,977sqft
$499,000
$168price/sqft
$3,477/moest. monthly cost
$139,080/yrincome needed

About This Home

Welcome to this charming Dutch colonial home nestled on 2.65 acres of picturesque landscape adorned with majestic trees. This stately 2-story residence boasts elegance and warmth, featuring 4 bedrooms and 3 bathrooms. Upon entry, you are greeted by a staircase that adds to the home's inviting ambiance. The living room, anchored by a classic brick fireplace, invites cozy gatherings and serene moments. One of the two workshops on the property features a storm shelter. For convenience it is located just off the garage. Outside, the expansive property includes a large workshop, ideal for hobbies or storage, complemented by an RV carport. With its timeless appeal and serene surroundings, this Dutch colonial home offers a perfect blend of comfort and sophistication, promising a lifestyle of tranquility and charm. The house is about a mile from Chalmers Elementary School. Gainesville is only 9 miles from Winstar Casino, Golf Course and Lucas Oil Live! It is about a half hour drive to Denton and Sherman, an hour from DFW International Airport, and around an hour and 20 minutes to Dallas Love Field, downtown Dallas and Fort Worth.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Gainesville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Other,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater,Microwave,Vented Exhaust Fan,Warming Drawer

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 19 x 13

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 19 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 11

Features

  • Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Half Bath

  • Features: Granite Counters
  • Level: First
  • Dimensions: 5 x 4

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 2,977 sqft

Kitchen

  • Features: Built-in Features,Ceiling Fan(s),Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 15 x 11

Laundry

  • Features: Built-in Features,Granite Counters,Utility Sink
  • Level: First
  • Dimensions: 14 x 6

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 25 x 16

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Jetted Tub,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 14 x 9

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 21 x 14

Other

  • Features: Built-in Features,Dual Sinks,Granite Counters,Linen Closet
  • Level: Second
  • Dimensions: 10 x 8

Workshop

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 15

Workshop

  • Level: First
  • Dimensions: 50 x 14

Property

Details

  • Parcel number: 25775
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Storage

Lot

  • Lot size: 2.65 Acres
  • Features: Acreage,Back Yard,Interior Lot,Lawn,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$507$6,084
Property Taxes $121$1,452
Electricity $326$3,922
Total$3,477$41,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,211/yr
40% on housing$104,310/yr
45% on housing$92,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$205
Cooke County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$499,000
2026-02-09Listing removed$499,000
2025-11-10Listed for sale$499,000
2025-07-01Listing removed$524,000
2024-09-30Listed for sale$524,000
2024-09-19Listing removed$524,000
2024-07-05Listed for sale$549,000
2024-02-08Listing removed--
2023-09-19Listed for sale$625,000

For Sale by Agent

AgentKelly Bob Bayer
BrokerageRE/MAX FIRST REALTY

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