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3107 Harris St, Gainesville, TX, 76240

5beds
5baths
4,812sqft
$998,000
$207price/sqft
$7,444/moest. monthly cost
$297,760/yrincome needed

About This Home

Welcome to your private North Texas retreat in the most coveted hilltop area in Gainesville! Nestled on 1.8 scenic acres, this stunning 5-bedroom home offers the perfect blend of luxury, space, and breathtaking views stretching for miles. From the moment you step through the beautiful entryway, you’ll be captivated by the home’s grand feel, spacious layout, and natural light throughout. Designed for both entertaining and everyday living, this home features a beautiful formal dining room, two huge living areas, and a private office perfect for working from home of creating a quiet retreat space. The oversized kitchen is truly the heart of the home, featuring abundant counter space, ample cabinetry, and room to gather, entertain, and create lasting memories. Every bedroom offers exceptional space and comfort, while the gorgeous private suite provides a peaceful escape with room to unwind and recharge. In addition to the attached 3-car garage, the property also features a large shop with two oversized bays and plenty of room for all your toys, tools, equipment, or recreational vehicles. The detached garage has been partially completed for a mother in law suite. Whether you need space for hobbies, storage, or a workshop, this setup offers endless possibilities. Outside, enjoy wide open Texas skies, incredible sunsets, and approximately 10-mile panoramic views that make this property feel like a true getaway while still being conveniently located near town. This one-of-a-kind property combines luxury living, privacy, and room to breathe — all in a beautiful Gainesville setting.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Gainesville High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Refrigerator,Double Oven,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Ice Maker,Microwave,Plumbed For Gas,Vented Exhaust Fan,Wine Cooler
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 18 x 14

Bedroom

  • Level: Second
  • Dimensions: 16 x 15

Bedroom

  • Level: Second
  • Dimensions: 16 x 14

Bedroom

  • Level: Second
  • Dimensions: 20 x 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 12 x 12

Dining Room

  • Level: First
  • Dimensions: 17 x 15

Features

  • Wet Bar,Built-in Features,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Multiple Staircases,Open Floorplan,Pantry,Paneling/Wainscoting,Cable TV,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Window features: Bay Window(s),Shutters
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Wood Burning
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 5 x 5

Half Bath

  • Level: First
  • Dimensions: 5 x 4

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 4,812 sqft

Kitchen

  • Level: First
  • Dimensions: 21 x 16

Living Room

  • Level: First
  • Dimensions: 27 x 18

Living Room

  • Level: First
  • Dimensions: 20 x 16

Master Bathroom

  • Level: First
  • Dimensions: 16 x 11

Master Bedroom

  • Level: First
  • Dimensions: 26 x 18

Office

  • Features: Built-in Features
  • Level: First
  • Dimensions: 13 x 13

Other

  • Level: Second
  • Dimensions: 13 x 5

Other

  • Level: Second
  • Dimensions: 11 x 7

Utility Room

  • Level: First
  • Dimensions: 17 x 7

Property

Details

  • Parcel number: 27663

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Awning(s),Covered

Lot

  • Lot size: 1.88 Acres

Parking

  • Total spaces: 5
  • Parking features: Additional Parking,Driveway,Garage,Garage Door Opener,Kitchen Level,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$1,015$12,180
Property Taxes $855$10,260
Electricity $528$6,340
Total$7,444$89,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,222/yr
40% on housing$223,320/yr
45% on housing$198,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$204
Cooke County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$998,000
2026-05-16Listed for sale$1,195,000
2014-09-03Listing removed$450,000
2014-06-27Price change$450,000
2014-04-01Price change$494,900
2014-02-08Listed for sale$509,000

For Sale by Agent

AgentJordan Taylor
BrokerageUnbundle Realty, L.L.C.

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