See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

105 Santee Dr, Lake Kiowa, TX, 76240

2beds
2baths
2,160sqft
$379,900
$176price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

Live here full-time or enjoy it as a relaxing weekend retreat. This beautiful Lake Kiowa log home offers a vacation-like atmosphere unlike any other. Built with natural log construction, the home provides timeless charm, energy efficiency, noise reduction, and easy maintenance. The spacious living room features a gorgeous stacked-stone fireplace, creating a warm and inviting gathering space. The dining area overlooks a covered back patio and lush outdoor garden through large windows that bring the beauty of nature indoors. The kitchen offers abundant storage, tile countertops, a separate storage room, and access to a large covered porch. The primary suite includes a walk-in closet, dual sinks, a separate shower, and a garden tub. Ceramic tile flooring runs throughout the home. Covered porches wrap around the front, back, and side of the house, providing multiple spaces to relax and enjoy the peaceful Lake Kiowa setting. Recent updates include: AC replaced in 2022 Electric range, dishwasher, washer, and dryer replaced in 2021 This is a non-smoking home. The third room is currently used as an office but can easily serve as a third bedroom and includes a walk-in closet. Wonderful community amenities include a clubhouse, community dock, fishing, golf, parks, playgrounds, RV parking, tennis courts, and a gated entrance. Property is available for both lease and sale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
5/10
Callisburg Middle SchoolGrades 6-88.9 mi
4/10
Callisburg High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Mixed
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Trash Compactor,Washer

Bedroom

  • Level: First
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 13 x 12

Features

  • Built-in Features,Tile Counters
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,160 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen
  • Level: First
  • Dimensions: 13 x 12

Living Room

  • Features: Built-in Features,Fireplace
  • Level: First
  • Dimensions: 30 x 20

Master Bedroom

  • Features: Dual Sinks,Garden Tub/Roman Tub,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 13

Office

  • Features: Built-in Features,Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 12

Storage Room

  • Level: First
  • Dimensions: 10 x 5

Utility Room

  • Features: Built-in Features,Utility Sink
  • Level: First
  • Dimensions: 10 x 8

Property

Details

  • Parcel number: 2810

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: None
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.37 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$386$4,632
Property Taxes $397$4,764
Electricity $238$2,859
Total$2,941$35,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$204
Cooke County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$398,000
2025-08-10Listing removed$2,500
2025-07-23Listed for rent$2,500
2025-07-22Listing removed--
2025-07-14Price change$395,000
2025-07-04Price change$399,900
2025-06-30Listed for sale$405,000
2025-06-26Pending sale$405,000
2025-06-06Listed for sale$405,000
2024-08-28Listing removed$2,450
2024-08-17Price change$2,450
2024-08-14Price change$429,000
2024-08-07Price change$2,500
2024-08-06Price change$440,000
2024-07-30Listed for sale$460,000
2024-07-25Listed for rent$2,600
2024-03-27Listing removed--
2024-03-23Price change$2,450
2024-03-12Price change$2,500
2024-03-05Price change$2,550
2024-02-20Price change$2,600
2024-01-23Listed for rent$2,650
2023-04-05Listing removed--
2023-03-10Listing removed--

For Sale by Agent

AgentVera Dvortsova-Wilson
BrokerageUnited Real Estate

Similar Homes