714 Ritchey St, Gainesville, TX, 76240
About This Home
This rare financing opportunity may allow qualified buyers to secure a below-market interest rate and enjoy significant long-term savings. Great investment opportunity with tons of potential in the heart of Gainesville! This property offers a functional layout and solid bones, ready for your personal touch and updates. Ideal for investors, flippers, or buyers looking to customize a home to their own style. Spacious living areas, generously sized bedrooms, and a large backyard provide endless possibilities. Conveniently located near shopping, dining, schools, and major highways. With a little vision and TLC, this property could truly shine.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1944
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters,Pantry,Cable TV
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 1,516 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 7378
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.40 Acres
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $141 | $1,692 |
| Electricity | $238 | $2,859 |
| Total | $1,350 | $16,200 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $150,000 |
| 2026-07-20 | Price change | $160,000 |
| 2026-06-23 | Listed for sale | $165,000 |
| 2019-05-17 | Sold | -- |
| 2019-04-15 | Pending sale | $145,000 |
| 2019-03-21 | Listed for sale | $145,000 |
For Sale by Agent
View on Zillow