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96 SE 12th St, Cooper, TX, 75432

3beds
2baths
2,534sqft
$550,000
$217price/sqft
$4,058/moest. monthly cost
$162,320/yrincome needed

About This Home

One-of-a-kind property on nearly 5 acres surrounded by mature pecan and oak trees in a highly desirable location, just minutes from Cooper Lake State Park. This 3 bedroom, 2 bath custom home features a vaulted ceiling, a spacious living and dining area, family room, and large windows overlooking a beautiful courtyard. The wood-burning fireplace serves as a warm and inviting focal point in the main living space. A versatile bonus room offers additional space and could be used as a bedroom, office, craft room, or playroom. The shop includes concrete floors, spray foam insulation, a roll-up door, mini split, restroom, and electricity, plus a separate room ideal for a workshop or private office, along with a loft for additional storage. A beautiful setting with space and shade, ready to make it your own.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Cooper Elementary SchoolGrades PK-51.0 mi
8/10
7/10
Cooper High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,Pantry,Cable TV,Vaulted Ceiling(s)
  • Flooring: Combination,Other,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,534 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 3737
  • Attached to another structure: Yes
  • Exclusions: Basketball goal in the driveway,2 refrigerator/freezers in laundry room,Refrigerator/kitchen,curtains,washer & dryer,3 outside bird baths.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Courtyard,Other,Storage
  • Fencing: Chain Link,Other

Lot

  • Lot size: 4.75 Acres
  • Features: Acreage,Back Yard,Cleared,Corner Lot,Lawn,Landscaped,Rolling Slope,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Additional Parking,Carport,Driveway,Storage
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$468$5,616
Property Taxes $531$6,372
Electricity $278$3,338
Total$4,058$48,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,131/yr
40% on housing$121,740/yr
45% on housing$108,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 75432$109
Delta County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 75432
Delta County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$550,000
2023-10-10Sold--
2023-09-06Pending sale$420,000
2023-09-03Listed for sale$420,000

For Sale by Agent

AgentAshley Pittman
BrokerageStewart Realty & Associates

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