4895 E Gemstone Dr, Prescott, AZ, 86301
About This Home
Comfortable 3 bedroom, 2 bath home in Diamond Valley with fresh interior paint and a new refrigerator. Functional floor plan with a spacious living area, dining space, and breakfast bar. Kitchen includes electric stove, dishwasher, and disposal. Home offers propane heat and AC for year-round comfort. Two car garage with opener and washer/dryer hookups. Fully fenced backyard with a covered patio and a large grassy area, perfect for relaxing, entertaining, pets, or outdoor activities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Composition
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Oven,Range,Refrigerator,Washer
- Laundry features: Wash/Dry Connection
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Kit/Din Combo,Laminate Counters,Liv/Din Combo,Live on One Level,Master Downstairs,Walk-In Closet(s)
- Window features: Solar Screens,Aluminum Frames,Double Pane Windows,Drapes,Blinds,Screens
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Forced - Gas,Propane
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,268
- Total interior livable area: 1,268 sqft
Property
Details
- Parcel number: 1219
- Zoning: RIL-1
- Exclusions: No
Features
- Patio & porch: Covered
- Exterior features: Landscaping-Front,Landscaping-Rear,Level Entry,Native Species,Built-in Barbecue,Sprinkler/Drip
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: Glassford Hill,Mountain(s),Other
- Topography of land: Level,Views
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Driveway Concrete,Driveway Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Yavapai County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance | $85 | $1,020 |
| Property Taxes | $135 | $1,620 |
| Electricity | $216 | $2,603 |
| Total | $2,483 | $29,796 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Listed for sale | $405,000 |
| 2020-04-21 | Listing removed | $1,500 |
| 2020-03-05 | Listed for rent | $1,500 |
| 2017-11-30 | Sold | $101,010 |
| 2014-08-12 | Listing removed | $1,050 |
| 2014-08-09 | Listed for rent | $1,050 |
| 2012-05-15 | Listing removed | $850 |
| 2012-03-10 | Listed for rent | $850 |
| 2003-09-03 | Sold | $130,000 |
| 1998-08-14 | Sold | $81,500 |
| 1997-04-16 | Sold | $8,000 |
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