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849 County Road 4130, Bonham, TX, 75418

4beds
2baths
1,369sqft
$175,000
$128price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

Looking for a Cute Cottage on the outskirts of town in need of a little LTC? Look no further than this quite location between Bonham and Ector featuring a 3 or 4 Bedroom, 2 Bath Brick Home on 0.67 acres. Here you will enjoy Beautiful Sunsets off he front porch in the evening and a few neighbors so you don't feel all alone. Home is priced and ready to sell so make your appointment today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
5/10
Rather L High SchoolGrades 7-83.0 mi
3/10
Bonham High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,369 sqft

Living Room

  • Level: First
  • Dimensions: 13 x 14

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 000000072342
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$208$2,496
Property Taxes $34$408
Electricity $238$2,859
Total$1,364$16,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$166
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$199,900
2026-01-27Pending sale$199,900
2026-01-14Contingent$199,900
2025-10-03Listed for sale$199,900
2018-04-19Listing removed$79,000
2018-02-12Pending sale$79,000
2018-01-15Price change$79,000
2018-01-02Price change$89,000
2017-11-09Price change$95,000
2017-10-07Listed for sale$100,000

For Sale by Agent

AgentJAMES SIMPSON
BrokerageWeichert Realtors-Solid Ground

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